625 W Ridge Rd, Gary, IN 46408 Property Records

Lake County property record for 625 W Ridge Rd, Gary, IN 46408

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 4,900 sqft · built 2021
Lot Size	0.151 acres (6,621 sqft)
Owner	Owner Name on Record
Tax Bill	$15,999 (2024)
Deeds & Mortgages	Apr 2023 Construction Loan Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0140-0007`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0140-0007`
Alternative APNs	`45-08-28-206-002.000-004` `254501400007`

Interior

Bedrooms	3 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	4,900 sqft Total Area

Exterior

Year Built	Built 2021
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0140-0007
Old Parcel Number	254501400007
Street Address	625 W RIDGE RD
City	GARY
State	IN
Zip	46408-2608
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	2ND JACKSON PARK ADD ALL LOTS 7 & 8 BL2 & S'LY 14 FT OF VAC. RIDGE RD ADJ ON THE NORTH
Legal Subdivision	2ND JACKSON PARK ADD
Legal Lot Number	7,8 8
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	5
Census Block	5000
Census Tract	12400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5700 MELTON RD, GARY, IN 46403-2962

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2004
Deed Sale	Jun 17, 2004
Deed Document Number	0000051350
Last Transfer Date	Jun 18, 2004
Transfer Doc	0000051350
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	625 W RIDGE RD, GARY, IN 46408-2608
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009564
Date	Apr 3, 2023
Instrument	2023-509564

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Apr 5, 2029

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	625 W RIDGE RD, GARY, IN 46408-2608
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014310
Date	Jun 21, 2021
Instrument	2021-514310

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$444,600 (+1.67%) Land $13,700 Building $430,900	$444,600 (+1.67%) Land $13,700 Building $430,900
2024	$15,999.00 (-1.11%)
2023		$437,300 (-3.72%) Land $13,700 Building $423,600	$437,300 (-3.72%) Land $13,700 Building $423,600
2022	$16,178.00	$454,200 Land $13,700 Building $440,500	$454,200 Land $13,700 Building $440,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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