625 U St, Bedford, IN 47421 Property Records

Lawrence County property record for 625 U St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 855 sqft · built 1924
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Apr 2021 Refinance May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1100121700P46N`

Property Details

APN / Parcel Number

Primary APN	`1100121700P46N`
Alternative APNs	`47-06-15-111-037.000-010` `00199584765`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	855 sqft Living Area
1st Floor Area	855 sqft
Basement Area	855 sqft
Unfinished Basement	855 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1966
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00199584765
Street Address	625 U ST
City	BEDFORD
State	IN
Zip	47421-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN HGTS ADD LOT 93 42 X 120
Legal Subdivision	NORTHERN HEIGHTS ADD
Legal Lot Number	93
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	4
Census Block	4037
Census Tract	951000

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	625 U ST, BEDFORD, IN 47421-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JACKSON COUNTY BANK
May 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JACKSON COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	625 U ST, BEDFORD, IN 47421-1923
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002344
Date	Apr 6, 2021
Instrument	2021002344

Lender

Name	JACKSON COUNTY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	625 U ST, BEDFORD, IN 47421-1923
Transaction Type	Mortgage
Record Updated	Jun 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002822
Date	May 24, 2019
Instrument	2019002822

Lender

Name	JACKSON COUNTY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (-5.62%) Homeowner's exemption	$123,300 (+33.88%) Land $8,500 Building $114,800	$123,300 (+33.88%) Land $8,500 Building $114,800
2024	$1,175.00 (+39.88%)
2023	$840.00 (+12.15%)	$92,100 Land $8,000 Building $84,100	$92,100 Land $8,000 Building $84,100
2022	$749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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