625 Terrace St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 625 Terrace St, Olean, NY 14760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,488 sqft · built 1959
Lot Size	0.355 acres (15,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (May 2022)
Tax Bill	$3,845 (2026)
Deeds & Mortgages	Dec 2025 Sale May 2022 Sale
APN	`041200 94.042-4-31`

Property Details

APN / Parcel Number

Primary APN	`041200 94.042-4-31`
Alternative APNs	`120009404200040310000000` `056200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	15,500 sqft (0.355 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	056200
Street Address	625 TERRACE ST
City	OLEAN
State	NY
Zip	14760-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	4
Legal Lot Number	31.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	OLEAN
Census Block Group	1
Census Block	1024
Census Tract	961500

Owner

Source: Cattaraugus County and Olean City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 TERRACE ST, OLEAN, NY 14760-1734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer
May 17, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Nov 2, 2007 · Amount on Record
Deed Document Number	202216393
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Dec 12, 2025
Property Address	625 TERRACE ST, OLEAN, NY 14760-1734
Document Number	0000014681
Instrument Date	Dec 5, 2025
Instrument	202514681
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	May 17, 2022
Property Address	625 TERRACE ST, OLEAN, NY 14760-1734
Document Number	0000016393
Instrument Date	Apr 13, 2022
Instrument	202216393
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 TERRACE ST, OLEAN, NY 14760-1734

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,845.00 (-42.38%)
2025	$6,673.00 (+77.66%)	$99,500 (-) Land $22,300 Building $77,200	$140,141 (+4.23%) Land $31,408 Building $108,733
2024	$3,756.00	$99,500 (-) Land $22,300 Building $77,200	$134,459 (+5.41%) Land $30,135 Building $104,324
2023		$99,500 Land $22,300 Building $77,200	$127,564 Land $28,590 Building $98,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1991–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLEAN CITY serves 14,500 people · EPA ID NY0400345
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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