625 Sumner Way, Unit 1, Oceanside, CA 92058 Property Records

San Diego County property record for 625 Sumner Way, Unit 1, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,141 sqft · built 2003
Lot Size	1.9 acres (83,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,000 (Sep 2024)
Tax Bill	$6,627 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-030-34-07`

Property Details

APN / Parcel Number

Primary APN	`158-030-34-07`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,141 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	83,036 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	625 SUMNER WAY, 1
City	OCEANSIDE
State	CA
Zip	92058-0652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US 61PER DOC03-671485&UND INT IN PHASE 3 IN TR 014554
Legal Subdivision	DOUGLAS DRIVE CONDO
Legal Tract	014554
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 SUMNER WAY, 1, OCEANSIDE, CA 92058-0652
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
May 9, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
May 9, 2019	Grant Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	2024240597
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	0000175303
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	625 SUMNER WAY UNIT 1, 1, OCEANSIDE, CA 92058-0652
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229911
Date	May 6, 2020
Instrument	2020-0229911

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2019
Property Address	625 SUMNER WAY UNIT 1, 1, OCEANSIDE, CA 92058-0652
Document Number	0000175303
Instrument Date	Apr 29, 2019
Instrument	175303
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20 RICE FLAT BAY ST HAMPSTEAD NC 284436100, HAMPSTEAD, NC 28443-6100

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2019
Property Address	625 SUMNER WAY UNIT 1, 1, OCEANSIDE, CA 92058-0652
Document Number	0000175304
Map Reference	FILE 2003-671485
Instrument Date	Apr 15, 2019
Instrument	2019-0175304
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	625 SUMNER WAY UNIT 1, 1, OCEANSIDE, CA 92058-0652

Mortgage

Document Number	0000175305
Date	May 9, 2019
Instrument	2019-0175305

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$600,779 (+2%) Land $320,415 Building $280,364
2025	$6,627.00 (+50.27%)	$589,000 (+46.49%) Land $314,133 Building $274,867
2023	$4,410.00 (+1.57%) Homeowner's exemption	$402,073 Land $214,439 Building $187,634
2022	$4,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured incl. 54 condo units
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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