625 Seashore Dr, Atlantic, NC 28511 Property Records

Carteret County property record for 625 Seashore Dr, Atlantic, NC 28511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,696 sqft · built 2011
Lot Size	1.25 acres (54,798 sqft)
Owner	Individual Name on File
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7492.18.30.5671000`

Property Details

APN / Parcel Number

Primary APN	`7492.18.30.5671000`
Alternative APNs	`464513` `23361`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,696 sqft Heated Area
Gross Area	1,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	54,798 sqft (1.25 acres)
Lot Dimensions	360 ft deep x 155 ft wide
Porch	Slab
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	23361
Street Address	625 SEASHORE DR
City	ATLANTIC
State	NC
Zip	28511-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 JEFFREY BAXTER JR
Legal Block	30
Legal Lot Number	2
Jurisdiction	CARTERET NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1046
Census Tract	970101

Owner

625 Seashore Dr is owned and occupied by an individual who acquired it in September 2009.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	625 SEASHORE DR, ATLANTIC, NC 28511-9794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 8, 2009
Transfer Doc	0013200360
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	625 SEASHORE DR, ATLANTIC, NC 28511-9794
Document Number	0016610128
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 SEASHORE DR ATLANTIC NC 285119794, ATLANTIC, NC 28511-9794

Mortgage

Document Number	0016610128
Date	Jan 27, 2020
Book Page	001661/000128

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Jan 26, 2030

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	625 SEASHORE DR, ATLANTIC, NC 28511-9794
Document Number	0016610129
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 SEASHORE DR ATLANTIC NC 285119794, ATLANTIC, NC 28511-9794

Mortgage

Document Number	0016610129
Date	Jan 27, 2020
Book Page	001661/000129

Lender

Name	STATE EMPS CU
Address	MOREHEAD CITY, NC 28557

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 625 Seashore Dr was $1,196.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,872 (-) Land $46,277 Building $254,595	$300,872 (-) Land $46,277 Building $254,595
2025	$1,196.00	$300,872 Land $46,277 Building $254,595	$300,872 Land $46,277 Building $254,595
2023		$89,902 Land $18,112 Building $71,790	$89,902 Land $18,112 Building $71,790
2022	$630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Seashore Dr in Zone X, an area of minimal flood risk, though there have been 308 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	308 (1985–2026)
Claims Outside the SFHA	15 of 308
Most Recent Claim	Mar 2026
Claims by Event	Hurricane Florence, Sep 2018 · 57 claims Hurricane Irene, Aug 2011 · 78 claims Hurricane Isabel, Sep 2003 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Seashore Dr is high, ranking above 87% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 98.7% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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