Bradford County property record for 625 SE 43rd St, Keystone Heights, FL 32656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,535 sqft · built 1993 |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Jul 2019) |
| Tax Bill | $1,188 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05943-0-00000 |
| Primary APN | 05943-0-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,535 sqft Heated Area |
| Gross Area | 1,668 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Porch | Open Porch |
| Patio Area | 80 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 625 SE 43RD ST |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-6253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 8S 22 LOT 43 OF KCE REPLAT |
| Legal Range | 22E |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | KCE REP OF PORT |
| Legal Lot Number | 43 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 301 |
625 SE 43rd St is owned and occupied by two individuals who bought it in July 2019.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Jan 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Dec 3, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ESSEX MORTGAGE |
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit MILLER JOHN M TRUST (RT) |
| Jul 2, 2019 | Grant Deed, Transfer SONSHINE TITLE SERVICES INC, SONSHINE TITLE SVCS INC |
| Apr 5, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on File |
| Deed Sale | Jul 2, 2019 · Amount on File |
| Prior Sale | Apr 5, 2019 · Amount on File |
| Deed Document Number | 201904005793 |
| Deed Book / Page | 1797 / 383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | UNKNOWN, NETCO |
| Name | Verified Name |
|---|---|
| Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Document Number | 0004006904 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 1981/499 |
| Instrument | 202204006904 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Document Number | 0004000351 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 2062/22 |
| Instrument | 202404000351 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34471 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 283 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | UNKNOWN, NETCO |
| Name | Verified Name |
|---|---|
| Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Document Number | 0004011296 |
|---|---|
| Date | Dec 3, 2024 |
| Book Page | 2122/537 |
| Instrument | 202404011296 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 272 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Document Number | 0004007428 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 625 SE 43RD ST KEYSTONE HEIGHTS FL 326566253, KEYSTONE HEIGHTS, FL 32656-6253 |
| Document Number | 0004007428 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 001806/000138 |
| Instrument | 4007428 |
| Name | MILLER JOHN M TRUST (RT) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 26, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jul 2, 2019 |
| Property Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Document Number | 0004005793 |
| Book / Page | 001797 / 000383 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 4005793 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | SONSHINE TITLE SERVICES INC, SONSHINE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 SE 43RD ST KEYSTONE HEIGHTS FL 326566253, KEYSTONE HEIGHTS, FL 32656-6253 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Apr 5, 2019 |
| Property Address | 625 SE 43RD ST, KEYSTONE HEIGHTS, FL 32656-6253 |
| Document Number | 0004003039 |
| Book / Page | 001784 / 000385 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 4003039 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $350.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2626 WEST FWY #B FORT WORTH TX 761027109, B, FORT WORTH, TX 76102-7109 |
The 2025 property tax bill for 625 SE 43rd St was $1,188 with a homeowner's exemption, up 20.5% from the year before.
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,188.00 (+20.49%) Homeowner's exemption | $99,212 (+2.9%) | $154,697 (+4.48%) Land $32,000 Building $122,697 |
| 2024 | $986.00 (+4.12%) Homeowner's exemption | $96,416 (+3%) | $148,064 (+3.24%) Land $30,000 Building $118,064 |
| 2023 | $947.00 (+9.99%) Homeowner's exemption | $93,608 (+3%) | $143,421 (+15.23%) Land $25,000 Building $118,421 |
| 2022 | $861.00 Homeowner's exemption | $90,882 | $124,469 Land $22,000 Building $102,469 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 625 SE 43rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 625 SE 43rd St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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