625 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 625 Santander Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,585 sqft · built 1979
Lot Size	0.256 acres (11,160 sqft)
Owner	2 Individual Names on File
Last Sale	$1,670,000 (Apr 2021)
Tax Bill	$20,642 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-492-003-6`

Property Details

APN / Parcel Number

Primary APN	`209-492-003-6`
Alternative APN	`209-492-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,585 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	1,423 sqft
2nd Floor Area	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1991
Architectural Style	Cluster
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	11,160 sqft (0.256 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	625 SANTANDER DR
City	SAN RAMON
State	CA
Zip	94583-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05217 L0161 B
Legal Subdivision	SUBDIVISION 5217
Legal Tract	05217
Legal Lot Number	161
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	345116

Owner

625 Santander Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 SANTANDER DR, SAN RAMON, CA 94583-2167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 7, 2021	Grant Deed, Transfer · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Mar 22, 1994 · Amount on File
Deed Document Number	2021103734
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000121383
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	625 SANTANDER DR, SAN RAMON, CA 94583-2167
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 SANTANDER DR, SAN RAMON, CA 94583-2167

Mortgage

Document Number	0000016479
Date	Jan 27, 2022
Instrument	2022-016479

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 7, 2021
Property Address	625 SANTANDER DR, SAN RAMON, CA 94583-2167
Document Number	0000103734
Map Reference	MB 216 PG 1
Instrument Date	Mar 31, 2021
Instrument	2021-103734
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	625 SANTANDER DR, SAN RAMON, CA 94583-2167

Mortgage

Document Number	0000103735
Date	Apr 7, 2021
Instrument	2021-103735

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 2, 2019
Property Address	625 SANTANDER DR, SAN RAMON, CA 94583-2167
Document Number	0000121383
Instrument Date	Jul 15, 2019
Instrument	121383
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	222 8TH AVE #324 SAN MATEO CA 944014270, 324, SAN MATEO, CA 94401-4270

Tax Assessment & Valuation

The 2025 property tax bill for 625 Santander Dr was $20,642.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,843,812 (+2%) Land $1,093,038 Building $750,774
2025	$20,642.00	$1,807,659 Land $1,071,606 Building $736,053
2023	$19,912.00 (+0.75%)	$1,737,468 Land $1,029,996 Building $707,472
2022	$19,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 625 Santander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Santander Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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