FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
835 NORTH 51 2 AVENUE, KINGSBURG, CA 93631
Mortgage
Document Number
0000025179
Date
Aug 25, 2023
Instrument
2023025179
Lender
Name
KIRK & WENDY REIS FAMILY TRUST
Type
Seller
Agreement
Type
Seller Carry-Back
Amount
Amount on Record
January 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jan 19, 2017
Property Address
625 S OCEAN AVE, CAYUCOS, CA 93430
Document Number
0000002950
Instrument Date
Jan 18, 2017
Instrument
2950
Transaction Type
Transfer
Record Updated
Jan 31, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
991 NIPOMO ST SAN LUIS OBISPO CA 934013409, SAN LUIS OBISPO, CA 93401-3409
January 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jan 19, 2017
Property Address
625 S OCEAN AVE, CAYUCOS, CA 93430
Document Number
0000002948
Instrument Date
Jan 18, 2017
Instrument
2948
Transaction Type
Transfer
Record Updated
Jan 31, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
991 NIPOMO ST SAN LUIS OBISPO CA 934013409, SAN LUIS OBISPO, CA 93401-3409
January 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jan 19, 2017
Property Address
625 S OCEAN AVE, CAYUCOS, CA 93430
Document Number
0000002947
Instrument Date
Jan 18, 2017
Instrument
2947
Transaction Type
Transfer
Record Updated
Jan 31, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
991 NIPOMO ST SAN LUIS OBISPO CA 934013409, SAN LUIS OBISPO, CA 93401-3409
January 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jan 19, 2017
Property Address
625 S OCEAN AVE, CAYUCOS, CA 93430
Document Number
0000002949
Instrument Date
Jan 18, 2017
Instrument
2949
Transaction Type
Transfer
Record Updated
Jan 31, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
991 NIPOMO ST SAN LUIS OBISPO CA 934013409, SAN LUIS OBISPO, CA 93401-3409
Tax Assessment & Valuation
The 2025 property tax bill for 625 S Ocean Ave was $17,177.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Elementary School District
Cayucos Elementary School District (KG - 08)
Secondary School District
Coast Unified School District (9-12) (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,664,640 (+2%)Land $1,196,460Building $468,180
2025
$17,177.00
$1,632,000Land $1,173,000Building $459,000
2023
$3,275.00 (+1.87%)
$282,417Land $124,857Building $157,560
2022
$3,215.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 625 S Ocean Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 17 policies
Nearby Flood Policies
17 in force
Nearby Flood Claims
7 (1993–2016)
Claims Outside the SFHA
6 of 7
Most Recent Claim
Dec 2016 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 625 S Ocean Ave is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 69% of the US · above 44% of California
Wildfire Likelihood
0.3% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source
Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection
Jan 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025