625 S Main St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 625 S Main St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1925
Lot Size	0.038 acres (1,655 sqft)
Owner	Company Name on File
Last Sale	$248,000 (Aug 2024)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01903-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`19-01903-0000-00012`
Alternative APNs	`190190300012` `04002082` `3682`

Interior

Stories	2 Stories
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,655 sqft (0.038 acres)

Location & Zoning

Account Number	3682
Street Address	625 S MAIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1903
Legal Lot Number	12
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2021
Census Tract	30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

625 S Main St is owned by a company that bought it in August 2024.

Source: Warren County and Phillipsburg Town records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	625 S MAIN ST, PHILLIPSBURG, NJ 08865-3117
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage A MORTGAGE
Jan 18, 2023	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	Jan 18, 2023 · Amount on File
Deed Document Number	2024609610
Deed Book / Page	3441 / 303
Prior Transfer Date	Oct 28, 1992
Prior Transfer Doc	1289000247
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	Sep 16, 2026
Property Address	625 S MAIN ST, PHILLIPSBURG, NJ 08865-3117
Document Number	0000642056
Book / Page	7956 / 218
Instrument Date	Sep 11, 2026
Instrument	2026642056
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	PRESTIGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	7 WILRICH GLENN RD, MORRISTOWN, NJ 07960-3346

Mortgage

Document Number	0000642056,
Date	Sep 16, 2026
Book Page	7956/218
Instrument	2026642056

Lender

Name	A MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 18, 2023
Property Address	625 S MAIN ST, PHILLIPSBURG, NJ 08865-3117
Document Number	00003322/1
Book / Page	3322 / 1
Instrument Date	Dec 23, 2022
Instrument	2023-587373
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	MILLENNIUM TITLE AGENCY, NEW MILLENNIUM TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 PARKVIEW DR, HAVERFORD, PA 19041-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 S MAIN ST, PHILLIPSBURG, NJ 08865-3117

Mortgage

Document Number	2023587374
Date	Jan 18, 2023
Instrument	2023-587374

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 625 S Main St was $2,062, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,100 (-) Land $10,800 Building $33,300	$44,100 (-) Land $10,800 Building $33,300
2025	$2,062.00 (+2.89%)	$44,100 Land $10,800 Building $33,300	$44,100 Land $10,800 Building $33,300
2024	$2,004.00
2023		$40,500 Land $10,800 Building $29,700	$40,500 Land $10,800 Building $29,700
2022	$1,679.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 625 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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