625 S Division Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 625 S Division Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,211 sqft · built 1992
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on File
Last Sale	$512,050 (Jun 2022)
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS00000273245A`

Property Details

APN / Parcel Number

Primary APN	`RPS00000273245A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,211 sqft Finished Area
1st Floor Area	1,211 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	8,538 sqft (0.196 acres)
Garage Type	Attached
Garage Area	90 sqft
Lean-To	44 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	625 S DIVISION AVE
City	SANDPOINT
State	ID
Zip	83864-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-57N-2W TAX 41 LESS N 10FT
Legal Range	02W
Legal Township	57N
Legal Section	27
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2019
Census Tract	950403

Owner

625 S Division Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 S DIVISION AVE, SANDPOINT, ID 83864-1750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SPOKANE TEACHER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Document Number	20221006370
Prior Transfer Date	Jul 31, 2006
Prior Transfer Doc	710096
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jun 2, 2022
Property Address	625 S DIVISION AVE, SANDPOINT, ID 83864-1750
Document Number	0001006370
Instrument Date	May 26, 2022
Instrument	1006370
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 BOBTAIL RD, SANDPOINT, ID 83864-5241

Mortgage

Document Number	0001006371
Date	Jun 2, 2022
Instrument	1006371

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	625 S DIVISION AVE, SANDPOINT, ID 83864-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	909613
Date	Aug 11, 2017
Instrument	909613

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jan 15, 2020
Property Address	625 S DIVISION AVE, SANDPOINT, ID 83864-1750
Document Number	951817
Instrument Date	Jan 10, 2020
Instrument	951817
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 S DIVISION AVE, SANDPOINT, ID 83864-1750

Mortgage

Document Number	951818
Date	Jan 15, 2020
Instrument	951818

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 625 S Division Ave was $2,326 with a homeowner's exemption, up 3.4% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00 (+3.42%) Homeowner's exemption	$455,767 (-0.16%) Land $254,407 Building $201,360	$455,767 (-0.16%) Land $254,407 Building $201,360
2025	$2,249.00 Homeowner's exemption	$456,484 Land $255,124 Building $201,360	$456,484 Land $255,124 Building $201,360
2023	$2,960.00	$431,986 Land $211,899 Building $220,087	$431,986 Land $211,899 Building $220,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 S Division Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 S Division Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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