St. Joseph County property record for 625 S Constantine St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jul 2026) |
| Tax Bill | $2,979 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-335-018-00 |
| Primary APN | 051-335-018-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 625 S CONSTANTINE ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 19 KINGS RESUB DIV & ADD CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 19 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40300 |
Source: St. Joseph County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 625 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Feb 17, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 28, 2018 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | Oct 24, 2024 · Amount on Record |
| Deed Document Number | 20265979 |
| Prior Transfer Date | Jan 9, 2007 |
| Prior Transfer Doc | 1417/0339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 23, 2026 |
| Property Address | 625 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 0000005979 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20265979 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109,837.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 0000005980, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 20265980 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 17, 2023 |
| Property Address | 625 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 2023001055 |
| Map Reference | LB 1 PG 32 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023001055 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Name | Verified Name |
|---|---|
| Address | 1107 HILL ST APT 15, 15, THREE RIVERS, MI 49093-2739 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 28, 2018 |
| Property Address | 625 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 01933/0133 |
| Book / Page | 1933 / 0133 |
| Map Reference | LB1 PG32 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT AND TITLE O |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 S CONSTANTINE ST, 625, THREE RIVERS, MI 49093-2507 |
| Name | Verified Name |
|---|---|
| Address | 625 S CONSTANTINE ST, THREE RIVERS, MI 49093-2507 |
| Document Number | 0001933135 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 1933/135 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,200 (+2.28%) Land $3,000 Building $64,200 | $134,400 (+2.28%) Land $6,000 Building $128,400 | |
| 2025 | $2,979.00 (+186.99%) Homeowner's exemption | $65,700 (+87.71%) Land $2,900 Building $62,800 | $131,400 (+87.71%) Land $5,800 Building $125,600 |
| 2023 | $35,000 Land $2,000 Building $33,000 | $70,000 Land $4,000 Building $66,000 | |
| 2022 | $1,038.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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