625 Robert St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 625 Robert St, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,082 sqft · built 1950
Lot Size0.153 acres (6,665 sqft)
Owner2 Individual Names on File
Last Sale$805,000 (Jul 2018)
Tax Bill$19,487 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN51-04502-0000-00037

Property Details

APN / Parcel Number

Primary APN51-04502-0000-00037
Alternative APN
  • 510450200037

Interior

Stories2 Stories
Building Area2,082 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area6,665 sqft (0.153 acres)
Lot Dimensions110 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address625 ROBERT ST
CityRIDGEWOOD
StateNJ
Zip07450-5531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.153 AC
Legal SubdivisionRIDGEWOOD-LAWNS
Legal Block4502
Legal Lot Number37
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group3
Census Block3001
Census Tract47500

Owner

625 Robert St is owned and occupied by two individuals who bought it in July 2018.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address625 ROBERT ST, RIDGEWOOD, NJ 07450-5531
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Jul 12, 2018Deed with Mortgage, Transfer · Conventional Mortgage
NJ LENDERS
Oct 16, 2017Trustee's Deed, Construction Loan · Construction Mortgage
COLUMBIA BK
Jun 9, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2018 · Amount on File
Deed SaleJul 12, 2018 · Amount on File
Prior SaleJun 9, 2017 · Amount on File
Deed Document Number201818-049606
Deed Book / Page2995 / 905
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address625 ROBERT ST, RIDGEWOOD, NJ 07450-5531
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040490125
DateApr 1, 2021
Book Page4049/125
Instrument2021047535
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term177 Months
DueJan 1, 2036

July 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateJul 12, 2018
Property Address625 ROBERT ST, RIDGEWOOD, NJ 07450-5531
Document Number0029950905
Book / Page002995 / 000905
Instrument DateMay 31, 2018
Instrument49606
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$805.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address625 ROBERT ST RIDGEWOOD NJ 074505531, RIDGEWOOD, NJ 07450-5531

Mortgage

Document Number29950911
DateJul 12, 2018
Book Page002995/000911
Instrument49606
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 11, 2048

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateOct 16, 2017
Property Address625 ROBERT ST, RIDGEWOOD, NJ 07450-5531
Document Number0027532071
Book / Page002753 / 002071
Instrument DateSep 25, 2017
Transaction TypeConstruction Loan
Record UpdatedNov 6, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address88 MONEY ST LODI NJ 076442513, LODI, NJ 07644-2513

Mortgage

Document Number27532071
DateOct 16, 2017
Book Page002753/002071
Lender
NameCOLUMBIA BK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJun 9, 2017
Property Address625 ROBERT ST, RIDGEWOOD, NJ 07450-5531
Document Number0026330940
Book / Page002633 / 000940
Instrument DateMay 5, 2017
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address625 ROBERT ST RIDGEWOOD NJ 074505531, RIDGEWOOD, NJ 07450-5531

Tax Assessment & Valuation

The 2025 property tax bill for 625 Robert St was $19,487, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$674,300 (-) Land $264,600 Building $409,700$674,300 (-) Land $264,600 Building $409,700
2025$19,487.00 (+0.73%)$674,300 Land $264,600 Building $409,700$674,300 Land $264,600 Building $409,700
2024$19,345.00
2023$674,300 Land $264,600 Building $409,700$674,300 Land $264,600 Building $409,700
2022$18,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Robert St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1999–2021)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 625 Robert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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