625 Oliver St, Ramseur, NC 27316 Property Records

Randolph County property record for 625 Oliver St, Ramseur, NC 27316

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$97,000 (Jul 2001)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8702638313`

Property Details

APN / Parcel Number

Primary APN	`8702638313`
Alternative APN	`0072322`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	1,664 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Asbestos
Lot Area	21,780 sqft (0.5 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	625 OLIVER ST
City	RAMSEUR
State	NC
Zip	27316-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-16
Legal Description	OLIVER ST;E
Legal Subdivision	OLIVER ST
Legal Block	63
Legal Lot Number	8313
Jurisdiction	RANDOLPH NC
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1059
Census Tract	31001

Owner

625 Oliver St is owned and occupied by two individuals who bought it in July 2001.

Source: Randolph County records, as of October 24, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	625 OLIVER ST, RAMSEUR, NC 27316-9523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2001 · Amount on File
Deed Sale	Jul 2, 2001 · Amount on File
Deed Document Number	0001719289
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH NC
Property Address	625 OLIVER ST, RAMSEUR, NC 27316-9523
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 OLIVER ST, RAMSEUR, NC 27316-9523

Mortgage

Document Number	0030000310
Date	Feb 3, 2026
Book Page	3000/310
Instrument	20214320

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH NC
Property Address	625 OLIVER ST, RAMSEUR, NC 27316-9523
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027320013
Date	Dec 14, 2020
Book Page	2732/13
Instrument	20111073

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ASHEBORO, NC 27204

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 625 Oliver St was $1,934.

Source: Randolph County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Randolph County
Municipality	Ramseur Town
Unified School District	Randolph County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,934.00	$158,580 Land $26,860 Building $131,720	$158,580 Land $26,860 Building $131,720
2023	$1,855.00	$158,580 Land $26,860 Building $131,720	$158,580 Land $26,860 Building $131,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Oliver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Oliver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RAMSEUR serves 1,790 people · EPA ID NC0276020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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