625 Oldham Ave, Richmond, KY 40475 Property Records

Madison County property record for 625 Oldham Ave, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,180 sqft
Owner	Company Name on Record
Last Sale	$215,000 (Dec 2023)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`0068-008B-0011`

Property Details

APN / Parcel Number

Primary APN	`0068-008B-0011`
Alternative APNs	`124238` `87166` `48416`

Interior

Stories	1 Story
Building Area	1,180 sqft Living Area

Exterior

Exterior Material	Brick Veneer

Location & Zoning

Account Number	48416
Street Address	625 OLDHAM AVE
City	RICHMOND
State	KY
Zip	40475-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLDHAM PARK LOT 11
Legal Subdivision	OLDHAM
Legal Lot Number	11
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	312 JASON DR STE 2, 2, RICHMOND, KY 40475-2785
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Special Warranty Deed, Transfer · ARM CENTRAL BANK & TRUST CO
Dec 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	2014181310
Deed Book / Page	D846 / 547
Record Updated	Jun 8, 2026

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 25, 2018
Property Address	625 OLDHAM AVE, RICHMOND, KY 40475-8119
Document Number	S00758/436
Book / Page	S00758 / 436
Map Reference	MB15 PG103
Instrument Date	Apr 20, 2018
Instrument	2013974839
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CAPITOL CITY BLVD, 3900, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1013 ROYAL CREST DR, RICHMOND, KY 40475-8823

Mortgage

Document Number	2013974840
Date	Apr 25, 2018
Instrument	2013974840

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 1, 2017
Property Address	625 OLDHAM AVE, RICHMOND, KY 40475-8119
Document Number	D00753/307
Book / Page	D00753 / 307
Map Reference	MB15 PG103
Instrument Date	Jun 15, 2017
Instrument	2013968567
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00 (+81.79%) Additional exemption filed	$215,000 (+86.96%)	$215,000 (+86.96%)
2023	$1,115.00 (-0.27%)	$115,000 (-)	$115,000 (-)
2022	$1,118.00	$115,000	$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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