625 Lowell Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 625 Lowell Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,312 sqft · built 1975
Lot Size	0.921 acres (40,102 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Nov 2019)
Tax Bill	$218 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:6G B:1667`

Property Details

APN / Parcel Number

Primary APN	`CONC M:6G B:1667`
Alternative APNs	`M:00006G B:01667-00000` `701`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,312 sqft Living Area
Gross Area	7,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,102 sqft (0.921 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	701
Street Address	625 LOWELL RD
City	CONCORD
State	MA
Zip	01742-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	CONCORD PLAN 1788
Legal Block	1667
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4025
Census Tract	361300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

625 Lowell Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 LOWELL RD, CONCORD, MA 01742-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Dec 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Nov 21, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Mar 30, 2015 · Amount on File
Deed Document Number	2019183466
Deed Book / Page	73693 / 573
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	73693-573
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	625 LOWELL RD, CONCORD, MA 01742-1731
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077215-106
Date	Mar 15, 2021
Book Page	77215/106
Instrument	56254

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	625 LOWELL RD, CONCORD, MA 01742-1731
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76323-259
Date	Dec 2, 2020
Book Page	76323/259
Instrument	228054

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Nov 21, 2019
Property Address	625 LOWELL RD, CONCORD, MA 01742-1731
Document Number	73693-573
Book / Page	73693 / 573
Instrument Date	Nov 19, 2019
Instrument	183466
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 LOWELL RD, CONCORD, MA 01742-1731

Mortgage

Document Number	183467
Date	Nov 21, 2019
Instrument	183467

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 625 Lowell Rd was $218, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$218.00 (-98.99%)	$1,647,100 (-) Land $580,600 Building $1,066,500	$1,849,270
2024	$21,626.00 (+19.78%)	$1,647,100 (+18.23%) Land $580,600 Building $1,066,500
2023	$18,055.00	$1,393,100 Land $527,800 Building $865,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Lowell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1987–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Lowell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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