625 John St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 625 John St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 1957
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2020)
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-253-011`

Property Details

APN / Parcel Number

Primary APN	`09-29-253-011`
Alternative APNs	`929253011` `461A300`

Interior

Building Area	800 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	528 sqft

Location & Zoning

Street Address	625 JOHN ST
City	PECATONICA
State	IL
Zip	61063-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S95FT E200FT LOT 7 SEC: 29 TWP: 027 RANGE: 010 ACRES: 0.44
Legal Range	10E
Legal Township	27N
Legal Section	29
Legal Lot Number	7
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1013
Census Tract	4300

Owner

625 John St is owned and occupied by two individuals who bought it in August 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 JOHN ST, PECATONICA, IL 61063-9754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 3, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	May 10, 2000 · Amount on File
Deed Document Number	202022380
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 10, 2020
Property Address	625 JOHN ST, PECATONICA, IL 61063-9725
Document Number	0001022380
Instrument Date	Jul 31, 2020
Instrument	1022380
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	625 JOHN ST PECATONICA IL 61063, PECATONICA, IL 61063

Mortgage

Document Number	1022381
Date	Aug 10, 2020
Instrument	1022381

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

Interest

Rate	3.25%

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 3, 2017
Property Address	625 JOHN ST, PECATONICA, IL 61063-9725
Document Number	0001013428
Instrument Date	Jan 30, 2017
Instrument	1013428
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 JOHN ST PECATONICA IL 61063, PECATONICA, IL 61063

Mortgage

Document Number	1013429
Date	May 3, 2017
Instrument	1013429

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 2, 2037

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 625 John St was $1,902 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,902.00	$37,291 Land $7,024 Building $30,267	$111,873 Land $21,072 Building $90,801
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$29,434 Land $5,544 Building $23,890	$88,302 Land $16,632 Building $71,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 625 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 625 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

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