625 Gray Ave, Elburn, IL 60119 Property Records

Kane County property record for 625 Gray Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 2003
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2023)
Tax Bill	$9,465 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-08-202-002`

Property Details

APN / Parcel Number

Primary APN	`11-08-202-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,244 sqft Living Area
Basement Area	964 sqft

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Lot Area	8,400 sqft (0.193 acres)
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	381 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	625 GRAY AVE
City	ELBURN
State	IL
Zip	60119-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY CREEK SUB UNIT NO 1 LOT 26
Legal Subdivision	BLACKBERRY CREEK SUB
Legal Block	2
Legal Lot Number	26
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2019
Census Tract	854507

Owner

625 Gray Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Kane County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	194 ABINGTON LN, NORTH AURORA, IL 60542-1745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jan 14, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Jan 14, 2020 · Amount on File
Deed Document Number	202314665
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 9, 2023
Property Address	625 GRAY AVE, ELBURN, IL 60119-9401
Document Number	0000014665
Map Reference	DOC 2003K135743
Instrument Date	May 5, 2023
Instrument	2023K014665
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 ABINGTON LN, NORTH AURORA, IL 60542-1745
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014666
Date	May 9, 2023
Instrument	2023K014666

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	625 GRAY AVE, ELBURN, IL 60119-9401
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 GRAY AVE, ELBURN, IL 60119-9401

Mortgage

Document Number	0000087329
Date	Nov 19, 2021
Instrument	2021K087329

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jan 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	625 GRAY AVE, ELBURN, IL 60119-9401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061199
Date	Nov 22, 2017
Instrument	2017K061199

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate	5.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 14, 2020
Property Address	625 GRAY AVE, ELBURN, IL 60119-9401
Document Number	0000002336
Map Reference	DOC 2002K149456
Instrument Date	Dec 19, 2019
Instrument	2020K002336
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	625 GRAY AVE, ELBURN, IL 60119-9401

Mortgage

Document Number	0000002337
Date	Jan 14, 2020
Instrument	2020K002337

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 625 Gray Ave was $9,465 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,465.00	$124,282 (+8.89%) Land $18,690 Building $105,592	$372,995 (+8.89%) Land $56,092 Building $316,903
2024		$114,135 Land $17,164 Building $96,971	$342,542 Land $51,513 Building $291,029
2022	$8,201.00 (+3.85%) Homeowner's exemption	$92,226 (+4.48%) Land $14,217 Building $78,009	$276,678 (+4.48%) Land $42,651 Building $234,027
2021	$7,897.00 Homeowner's exemption	$88,271 Land $13,607 Building $74,664	$264,813 Land $40,821 Building $223,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 625 Gray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Gray Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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