625 Elm Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 625 Elm Ave, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,180 sqft · built 2010
Lot Size1.6 acres (69,696 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Nov 2011)
Tax Bill$3,461 (2025)
Deeds & MortgagesJan 2019 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN029-015-031-000

Property Details

APN / Parcel Number

Primary APN029-015-031-000
Alternative APN
  • 029015022000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,180 sqft Living Area

Exterior

Year BuiltBuilt 2010
Construction TypeWood
Lot Area69,696 sqft (1.6 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number029015022000
Street Address625 ELM AVE
CityMODESTO
StateCA
Zip95351-1899
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMAZE RANCH
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1006
Census Tract1500

Owner

Source: Stanislaus County records · APN 029-015-031-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 581320, MODESTO, CA 95358-0023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2011 · Amount on Record
Deed SaleNov 18, 2011 · Amount on Record
Prior SaleNov 18, 2011
Deed Document Number2011R0095244
Record UpdatedJun 07, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address625 ELM AVE, MODESTO, CA 95351-1899
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN MTG SOLUTION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003581
DateJan 23, 2019
Instrument2019-0003581
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address625 ELM AVE, MODESTO, CA 95351-1899
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036904
DateMay 29, 2020
Instrument2020-0036904
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,461.00 (+6.23%) Homeowner's exemption$295,160 (+4.04%) Land $69,076 Building $226,084
2023$3,258.00 (+2.49%) Homeowner's exemption$283,700 Land $66,395 Building $217,305
2022$3,179.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 23, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: ezWave, T-Mobile USA.

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MODESTO
serves 218,915 people
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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