625 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 625 el Monte Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1952
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (Apr 2000)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Sep 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`482-232-09-00`

Property Details

APN / Parcel Number

Primary APN	`482-232-09-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	625 EL MONTE RD
City	EL CAJON
State	CA
Zip	92020-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 216 TR 002843
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	002843
Legal Block	1
Legal Lot Number	216
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	625 EL MONTE RD, EL CAJON, CA 92020-3027
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE LOAN STORE INC
Sep 25, 2023	Intrafamily Transfer, Transfer
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 16, 2019	Deed of Trust, Mortgage · Conventional with PMI CASHCALL
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2000 · Amount on Record
Deed Sale	Apr 26, 2000 · Amount on Record
Prior Sale	Aug 23, 1995 · Amount on Record
Deed Document Number	2000212863
Last Transfer Date	Sep 20, 2023
Transfer Doc	0000259806
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	625 EL MONTE RD, EL CAJON, CA 92020-3027
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EL MONTE RD, EL CAJON, CA 92020-3027

Mortgage

Document Number	0000361749
Date	Dec 23, 2025
Instrument	2025-0361749

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2023
Property Address	625 EL MONTE RD, EL CAJON, CA 92020-3027
Document Number	0000259806
Map Reference	MAP 2843
Instrument Date	Sep 20, 2023
Instrument	2023-0259806
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EL MONTE RD, EL CAJON, CA 92020-3027

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	625 EL MONTE RD, EL CAJON, CA 92020-3027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000283974
Date	Jun 23, 2017
Instrument	2017-0283974

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	625 EL MONTE RD, EL CAJON, CA 92020-3027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EL MONTE RD, EL CAJON, CA 92020-3027

Mortgage

Document Number	0000030228
Date	Jan 14, 2021
Instrument	2021-0030228

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	625 EL MONTE RD, EL CAJON, CA 92020-3027
Document Number	0000487337
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EL MONTE RD EL CAJON CA 920203027, EL CAJON, CA 92020-3027

Mortgage

Document Number	0000487337
Date	Oct 28, 2019
Instrument	487337

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	625 EL MONTE RD, EL CAJON, CA 92020-3027
Document Number	0000529442
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EL MONTE RD EL CAJON CA 920203027, EL CAJON, CA 92020-3027

Mortgage

Document Number	0000529442
Date	Nov 14, 2017
Instrument	529442

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$235,129 (+2%) Land $118,551 Building $116,578
2025	$3,511.00 (+4.43%) Homeowner's exemption	$230,520 (+4.04%) Land $116,227 Building $114,293
2023	$3,362.00 (+3.03%)	$221,570 Land $111,715 Building $109,855
2022	$3,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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