625 Edwards Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 625 Edwards Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,940 sqft · built 1973
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2017)
Tax Bill	$5,963 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-093-09704122`

Property Details

APN / Parcel Number

Primary APN	`03-093-09704122`
Alternative APNs	`3-093-09704122` `09309704122`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	832 sqft
Finished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	09309704122
Street Address	625 EDWARDS RD
City	ANNAPOLIS
State	MD
Zip	21409-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 83 PL 2 BEECHWOOD ON THE BURLEY
Legal Subdivision	BEECHWOOD ON THE BURLEY
Legal Block	1
Legal Lot Number	83
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 EDWARDS RD, ANNAPOLIS, MD 21409-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 4, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	201731417-346
Prior Transfer Date	Jan 11, 2012
Prior Transfer Doc	0248240424
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	625 EDWARDS RD, ANNAPOLIS, MD 21409-6021
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 EDWARDS RD, ANNAPOLIS, MD 21409-6021

Mortgage

Document Number	0393230177
Date	Dec 8, 2022
Book Page	39323/177

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	625 EDWARDS RD, ANNAPOLIS, MD 21409-6021
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368370474
Date	May 24, 2021
Book Page	36837/474

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 4, 2017
Property Address	625 EDWARDS RD, ANNAPOLIS, MD 21409-6021
Document Number	0314170346
Book / Page	031417 / 000346
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	TOUCHSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	625 EDWARDS RD ANNAPOLIS MD 214096021, ANNAPOLIS, MD 21409-6021

Mortgage

Document Number	314170352
Date	Oct 4, 2017
Book Page	031417/000352

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,867 (+5.15%)	$574,700 (-) Land $345,800 Building $228,900
2025	$5,963.00 (+2%) Homeowner's exemption	$521,033 (+8.92%)	$574,700 (+16.29%) Land $345,800 Building $228,900
2024	$5,846.00 (+13.32%)
2023	$5,159.00	$478,367	$494,200 Land $300,300 Building $193,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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