625 Echo Valley Dr, Bryson City, NC 28713 Property Records

Swain County property record for 625 Echo Valley Dr, Bryson City, NC 28713

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 4,038 sqft · built 1993
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,673 (2026)
Deeds & Mortgages	Mar 2019 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`668401472119`

Property Details

APN / Parcel Number

Primary APN	`668401472119`
Alternative APN	`539343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,038 sqft Total Area
Basement Area	1,489 sqft
Finished Basement	1,489 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,464 sqft (2.49 acres)
Garage Type	Detached
Garage Area	575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	539343
Street Address	625 ECHO VALLEY DR
City	BRYSON CITY
State	NC
Zip	28713-7851
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-OR-2297-JOHNSON BR GOV. ISL TRACT A
Legal Subdivision	JOHNSON BR GOV. ISL
Legal Tract	A
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1007
Census Tract	960200

Owner

Source: Swain County records · APN 668401472119

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 75, WHITTIER, NC 28789-0075
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2019	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 23, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 21, 2019
Transfer Doc	00470/0706
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	625 ECHO VALLEY DR, BRYSON CITY, NC 28713-7851
Transaction Type	Mortgage
Record Updated	Nov 07, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00466/0219
Date	Mar 08, 2019
Book Page	00466/0219
Instrument	00413

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BRYSON CITY, NC 28713

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 07, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	625 ECHO VALLEY DR, BRYSON CITY, NC 28713-7851
Transaction Type	Mortgage
Record Updated	Nov 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500/46
Date	Nov 02, 2021
Book Page	500/46
Instrument	2754

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SWAIN NC
Recording Date	Aug 23, 2019
Property Address	625 ECHO VALLEY DR, BRYSON CITY, NC 28713-7851
Document Number	00470/0706
Book / Page	00470 / 0706
Instrument Date	Aug 21, 2019
Instrument	01426
Transaction Type	Transfer
Record Updated	Nov 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 75, WHITTIER, NC 28789-0075

Tax Assessment & Valuation

Source: Swain County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,673.00	$623,960 (-) Land $70,780 Building $553,180
2025	$2,673.00 (+13.21%)	$623,960 (-) Land $70,780 Building $553,180	$623,960 (-) Land $70,780 Building $553,180
2023	$2,361.00 Additional exemption filed	$623,960 Land $70,780 Building $553,180	$623,960 Land $70,780 Building $553,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2019–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable in parts of the area	1,000 / 1,000

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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