Vernon County property record for 625 E State St S, Westby, WI 54667
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Nov 2017) |
| Tax Bill | $5,924 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2018 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 291-00807-0000 |
| Primary APN | 291-00807-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Street Address | 625 E STATE ST S |
|---|---|
| City | WESTBY |
| State | WI |
| Zip | 54667-1377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSESSORS OUTLOTS SW14 OF SW NW EX THE NORTH 30 PT OF OL-3 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | WESTBY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 960300 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 625 E STATE ST S, WESTBY, WI 54667-1377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2019 | Deed of Trust, Mortgage · ARM WESTBY CO OP CU |
| Mar 16, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CO OP CU |
| Nov 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage WESTBY CO OP CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on Record |
| Deed Sale | Nov 1, 2017 · Amount on Record |
| Deed Document Number | 500183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 625 E STATE ST S, WESTBY, WI 54667-1377 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000509826 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 509826 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Address | WESTBY, WI 54667 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 625 E STATE ST S, WESTBY, WI 54667-1377 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000502091 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 502091 |
| Name | CO OP CU |
|---|---|
| Type | Credit Union |
| Address | WESTBY, WI 54667 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Nov 1, 2017 |
| Property Address | 625 E STATE ST S, WESTBY, WI 54667-1377 |
| Document Number | 0000500183 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 500183 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $839.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 E STATE ST S, WESTBY, WI 54667-1377 |
| Document Number | 0000500184 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 500184 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Number | 500184 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 500184 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Address | WESTBY, WI 54667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Westby City |
| Unified School District | Westby Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,924.00 (+14.41%) Homeowner's exemption | $367,400 (-) Land $92,000 Building $275,400 | $461,300 (+24.88%) |
| 2023 | $5,178.00 Homeowner's exemption | $367,400 Land $92,000 Building $275,400 | $369,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBY WATERWORKS serves 2,400 people · EPA ID WI6630267 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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