625 E Ridge St, Rocky Mount, NC 27804 Property Records

Nash County property record for 625 E Ridge St, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,943 sqft · built 1910
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Jun 2026)
Tax Bill	$442 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`385011-65-8697`

Property Details

APN / Parcel Number

Primary APN	`385011-65-8697`
Alternative APNs	`100111085` `031196` `89363`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,943 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	150 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	89363
Street Address	625 E RIDGE ST
City	ROCKY MOUNT
State	NC
Zip	27804-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	2 4 5, 1 LT, HOME L 14
Jurisdiction	NASH NC
Township / Civil Division	ROCKY MOUNT
Census Block Group	1
Census Block	1005
Census Tract	10400

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 E RIDGE ST, ROCKY MOUNT, NC 27804-2839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 2, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage STELLA HY WONG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Nov 2, 2022 · Amount on Record
Deed Book / Page	3497 / 342
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jun 30, 2026
Property Address	625 E RIDGE ST, ROCKY MOUNT, NC 27804-2839
Document Number	3497000342
Book / Page	3497 / 342
Instrument Date	Jun 25, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 E RIDGE ST, ROCKY MOUNT, NC 27804-2839

Mortgage

Document Number	3497000344,
Date	Jun 30, 2026
Book Page	3497/344

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Nov 2, 2022
Property Address	625 E RIDGE ST, ROCKY MOUNT, NC 27804-2839
Document Number	003252/678
Book / Page	3252 / 678
Map Reference	MB 279 PG 322
Instrument Date	Oct 28, 2022
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2812 PEACHLEAF ST, 2812, RALEIGH, NC 27614-7966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 E RIDGE ST, ROCKY MOUNT, NC 27804-2839

Mortgage

Document Number	0032520680
Date	Nov 2, 2022
Instrument	3252-0680

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	625 E RIDGE ST, ROCKY MOUNT, NC 27804-2839
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003240/125
Date	Aug 29, 2022
Book Page	3240/125

Lender

Name	STELLA HY WONG
Type	Private Party
Address	PO BOX 5491, SAN MATEO, CA 94402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2023

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$442.00	$70,260 (-) Land $25,460 Building $44,800	$70,260 (-) Land $25,460 Building $44,800
2025	$442.00 (+29.62%)	$70,260 (+37.74%) Land $25,460 Building $44,800	$70,260 (+37.74%) Land $25,460 Building $44,800
2023	$341.00	$51,010	$51,010 Land $21,650 Building $29,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	2 of 49
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims Hurricane Fran, Sep 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Metronet, Optimum, Verizon.

Nearby Properties on E Ridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures