625 E Madison St, Pontiac, IL 61764 Property Records

Livingston County property record for 625 E Madison St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,084 sqft · built 2008
Lot Size	0.157 acres (6,840 sqft)
Owner	Individual Name on File
Tax Bill	$5,185 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`15-15-23-301-010`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-301-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Level
Roof Material	Asphalt
Lot Area	6,840 sqft (0.157 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	538 sqft

Location & Zoning

Street Address	625 E MADISON ST
City	PONTIAC
State	IL
Zip	61764-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-301-010 LOT 60 X 114 LOT 11 BLK 1 BUCKS 2ND ADD
Legal Subdivision	BUCKS 2ND ADD
Legal Block	1
Legal Lot Number	11
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3020
Census Tract	960600

Owner

625 E Madison St is owned and occupied by an individual who acquired it in November 2019.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	625 E MADISON ST, PONTIAC, IL 61764-2156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC
Nov 8, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019
Deed Sale	Nov 8, 2019
Deed Document Number	20194404
Record Updated	Sep 20, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jan 27, 2023
Property Address	625 E MADISON ST, PONTIAC, IL 61764-2156
Document Number	2023R00299
Instrument Date	Dec 20, 2022
Instrument	2023R-00299
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 RESEARCH PKWY STE 203, 203, MERIDEN, CT 06450-8340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 E MADISON ST, PONTIAC, IL 61764-2156

Mortgage

Document Number	2023R00300
Date	Jan 27, 2023
Instrument	2023R-00300

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	67 Months
Due	Aug 1, 2028

November 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Nov 8, 2019
Property Address	625 E MADISON ST, PONTIAC, IL 61764-2156
Document Number	2019R04404
Instrument Date	Sep 6, 2019
Instrument	2019R-04404
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RESEARCH PKWY, MERIDEN, CT 06450-8301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 625 E Madison St was $5,185 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,185.00	$65,160 Land $5,263 Building $59,897	$195,480 Land $15,789 Building $179,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 E Madison St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 625 E Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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