Oakland County property record for 625 E Drayton St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 691 sqft · built 1920 |
| Lot Size | 0.104 acres (4,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,400 (May 2015) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-401-034 |
| Primary APN | 24-25-27-401-034 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 691 sqft Living Area |
| 1st Floor Area | 691 sqft |
| Basement Area | 691 sqft |
| Unfinished Basement | 691 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,530 sqft (0.104 acres) |
| Lot Dimensions | 129 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 625 E DRAYTON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 281, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | WOODWARD HTS SUB |
| Legal Lot Number | 281 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 173100 |
Source: Oakland County records · APN 24-25-27-401-034
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 625 E DRAYTON ST, FERNDALE, MI 48220-1397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC |
| Jun 02, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Aug 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2015 · Amount on Record |
| Deed Sale | May 18, 2015 · Amount on Record |
| Deed Document Number | 2015100350 |
| Deed Book / Page | 48187 / 406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 03, 2026 |
| Property Address | 625 E DRAYTON ST, FERNDALE, MI 48220-1397 |
| Document Number | 0000079197 |
| Book / Page | 61257 / 419 |
| Instrument Date | May 28, 2026 |
| Instrument | 202679197 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 625 E DRAYTON ST, FERNDALE, MI 48220-1397 |
| Document Number | 0000079197, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 61257/419 |
| Instrument | 202679197 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 23, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 625 E DRAYTON ST, FERNDALE, MI 48220-1397 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 625 E DRAYTON ST, FERNDALE, MI 48220-1397 |
| Document Number | 0000390002 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 57813/11 |
| Instrument | 390002 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 625 E DRAYTON ST, FERNDALE, MI 48220-1397 |
| Document Number | 0000127359 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 625 E DRAYTON ST FERNDALE MI 482201397, FERNDALE, MI 48220-1397 |
| Document Number | 0000127359 |
|---|---|
| Date | Aug 08, 2019 |
| Book Page | 053116/000412 |
| Instrument | 127359 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2049 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,868.00 (-1.84%) Homeowner's exemption | $96,540 (+12.58%) | $193,080 (+12.58%) |
| 2024 | $1,903.00 (+6.43%) | ||
| 2023 | $85,750 | $171,500 | |
| 2021 | $1,788.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 756 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures