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625 E Cherry St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 625 E Cherry St, Mount Vernon, MO 65712 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1950
Lot Size0.342 acres (14,880 sqft)
Owner2 Individual Names on File
Last Sale$228,249 (Jul 2022)
Tax Bill$710 (2025)
Deeds & MortgagesJul 2022 Mortgage
Feb 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN099031001006002000

Property Details

APN / Parcel Number

Primary APN099031001006002000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,880 sqft (0.342 acres)
Lot Dimensions120 ft deep x 124 ft wide
Deck Area30 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address625 E CHERRY ST
CityMOUNT VERNON
StateMO
Zip65712-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY ST,E,625; LTS 12 & 13 OF KINGS 1ST ADDN - MT VERNON
Legal Range26
Legal Township28
Legal Section31
Legal SubdivisionKINGS 1ST ADDN
Legal Lot Number12,13
JurisdictionLAWRENCE MO
Township / Civil DivisionMOUNT VERNON
Census Block Group3
Census Block3015
Census Tract470202

Owner

Source: Lawrence County records · APN 099031001006002000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address625 E CHERRY ST, MOUNT VERNON, MO 65712-1322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Warranty Deed, Transfer · USDA Mortgage
GERSHMAN INVESTMENT CORP
Feb 20, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Prior SaleOct 11, 2011 · Amount on Record
Deed Document Number20223989
Deed Book / Page458 / 3964
Prior Transfer DateApr 23, 2013
Prior Transfer Doc0000002106
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE MO
Recording DateJul 11, 2022
Property Address625 E CHERRY ST, MOUNT VERNON, MO 65712-1322
Document Number00458/3964
Book / Page458 / 3964
Instrument DateJul 08, 2022
Instrument2022-00003989
Transaction TypeTransfer
Record UpdatedAug 04, 2022
Title CompanyWACO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 E CHERRY ST, MOUNT VERNON, MO 65712-1322

Mortgage

Document Number0004583965
DateJul 11, 2022
Instrument458/3965
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MO
Property Address625 E CHERRY ST, MOUNT VERNON, MO 65712-1322
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00454/0714
DateFeb 20, 2018
Book Page454/0714
Instrument2018-00000728
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 03, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MO
Property Address625 E CHERRY ST, MOUNT VERNON, MO 65712-1322
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 E CHERRY ST, MOUNT VERNON, MO 65712-1322

Mortgage

Document Number00457/7055
DateNov 19, 2021
Book Page457/7055
Instrument2021-00007114
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2051

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLawrence County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$14,440 (-) Land $2,740 Building $11,700
2025$710.00 (+0.14%)$14,440 (+8.65%) Land $2,740 Building $11,700$69,947 (-)
2024$709.00 (+8.08%)
2023$656.00 (+5.98%)$13,290 Land $2,740 Building $10,550$69,947
2022$619.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (29109C), updated August 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 26% of Missouri
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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