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625 Durango Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 625 Durango Dr, O Fallon, MO 63368 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,390 sqft · built 1991
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on File
Last Sale$230,000 (Aug 2025)
Tax Bill$2,637 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNA902000983

Property Details

APN / Parcel Number

Primary APNA902000983
Alternative APN
  • 2-0123-6595-00-0478.0000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,390 sqft Living Area
Gross Area2,084 sqft
1st Floor Area832 sqft
Basement Area832 sqft
Finished Basement558 sqft
Unfinished Basement274 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA902000983
Street Address625 DURANGO DR
CityO FALLON
StateMO
Zip63368-6920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAYFIELD #7 LOT 478
Legal SubdivisionBAYFIELD #7
Legal Lot Number478
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1002
Census Tract311732

Owner

Source: St. Charles County records · APN A902000983

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1102 FISTER CT, DEFIANCE, MO 63341-1100
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK & TRUST CO
Dec 13, 2022Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2025 · Amount on Record
Deed SaleAug 19, 2025 · Amount on Record
Prior SaleDec 13, 2022 · Amount on Record
Deed Document Number202536132
Prior Transfer DateApr 11, 2017
Prior Transfer Doc0000232970
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address625 DURANGO DR, O FALLON, MO 63368-6920
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 FISTER CT, DEFIANCE, MO 63341-1100

Mortgage

Document Number0000003452
DateJan 23, 2026
Instrument2026R-003452
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressTROY, MO 63379
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 13, 2022
Property Address625 DURANGO DR, O FALLON, MO 63368-6920
Document Number0000065604
Map ReferenceMB 29 PG 184
Instrument DateDec 09, 2022
Instrument2022R-065604
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4904 DRESDEN WAY, SAINT PETERS, MO 63304-7523

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 DURANGO DR, O FALLON, MO 63368-6920

Mortgage

Document Number0000065605
DateDec 13, 2022
Instrument2022R-065605
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$40,827 (-)$214,879 (-) Land $50,000 Building $164,879
2025$2,637.00 (+28.82%)$40,827 (+3.49%)$214,879 (+3.49%) Building $214,879
2023$39,451 (+38.34%)
2022$2,047.00$28,518$207,638 (+38.34%) Land $50,000 Building $157,638
2021$150,094 Land $40,000 Building $110,094

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Claims1 (1988)
Most Recent ClaimJul 1988, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 497 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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