625 Cedar St, Omro, WI 54963 Property Records

Winnebago County property record for 625 Cedar St, Omro, WI 54963

Property Summary

Property Type	Single Family Home
Lot Size	0.589 acres (25,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Jan 2023)
Tax Bill	$3,479 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265-1267`

Property Details

APN / Parcel Number

Primary APN	`265-1267`
Alternative APN	`32589`

Exterior

Lot Area	25,661 sqft (0.589 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	32589
Street Address	625 CEDAR ST
City	OMRO
State	WI
Zip	54963-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS PLAT NO 1 LOT 3
Legal Range	15E
Legal Township	18N
Legal Section	07
Legal Subdivision	ASSESSORS PLAT NO 1
Legal Lot Number	3
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OMRO
Census Block Group	1
Census Block	1029
Census Tract	2001

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 CEDAR ST, OMRO, WI 54963-1015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Document Number	20231897440
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jan 4, 2023
Property Address	625 CEDAR ST, OMRO, WI 54963-1015
Document Number	0001897440
Instrument Date	Jan 2, 2023
Instrument	1897440
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 CEDAR ST, OMRO, WI 54963-1015

Mortgage

Document Number	0001897441
Date	Jan 4, 2023
Instrument	1897441

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Omro City
Unified School District	Omro School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,000 (+46.23%) Land $33,600 Building $152,400
2024	$3,479.00 (+9.92%)
2023	$3,165.00 (+53.86%) Homeowner's exemption	$127,200 (+49.47%) Land $24,400 Building $102,800	$184,459 (+70.36%) Land $35,384 Building $149,075
2022	$2,057.00	$85,100 Land $24,400 Building $60,700	$108,275 Land $31,045 Building $77,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 units insured incl. 12 condo units
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OMRO WATERWORKS serves 3,629 people · EPA ID WI4710357
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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