Miami County property record for 625 Carriage Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,331 sqft · built 1970 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $114,900 (Apr 2001) |
| Tax Bill | $2,367 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | D08-054993 |
| Primary APN | D08-054993 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,331 sqft Living Area |
| 1st Floor Area | 2,662 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 284 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 625 CARRIAGE DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 5679 70 |
| Legal Subdivision | HERITAGE HILLS SUB SEC 5 |
| Legal Lot Number | 5679 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 365102 |
Source: Miami County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 625 CARRIAGE DR, TROY, OH 45373-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2001 · Amount on Record |
| Deed Sale | Apr 12, 2001 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 9, 2026 |
| Property Address | 625 CARRIAGE DR, TROY, OH 45373-1911 |
| Document Number | 0000011438 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202611438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 625 CARRIAGE DR, TROY, OH 45373-1911 |
| Document Number | 0000011438, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202611438 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Max Rate | -1% |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,367.00 (+21.14%) Homeowner's exemption | $71,440 (+37.81%) Land $11,660 Building $59,780 | $204,100 (+37.81%) Land $33,300 Building $170,800 |
| 2024 | $1,954.00 (+2.25%) Homeowner's exemption | $51,840 (-) Land $12,570 Building $39,270 | |
| 2023 | $1,911.00 (+17.46%) Homeowner's exemption | $51,840 (-) Land $12,570 Building $39,270 | $148,100 (-) Land $35,900 Building $112,200 |
| 2022 | $1,627.00 Homeowner's exemption | $51,840 Land $12,570 Building $39,270 | $148,100 Land $35,900 Building $112,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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