Sumter County property record for 625 Breezy Bay Ln, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,081 sqft · built 2018 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Jun 2026) |
| Tax Bill | $3,125 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 184-06-05-006 |
| Primary APN | 184-06-05-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,081 sqft Living Area |
| Gross Area | 4,119 sqft |
| 1st Floor Area | 2,697 sqft |
| Upper Floors Area | 384 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered/Finished Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17379 |
|---|---|
| Street Address | 625 BREEZY BAY LN |
| City | SUMTER |
| State | SC |
| Zip | 29150-5331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 129 .48 AC |
| Legal Subdivision | TIMBERLINE MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 129 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1701 |
Source: Sumter County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 625 BREEZY BAY LN, SUMTER, SC 29150-5331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORPORATION |
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jan 18, 2019 | Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jun 11, 2018 | Deed, Transfer · Line of Credit SYNOVUS BANK |
| Nov 1, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jan 18, 2019 · Amount on Record |
| Deed Book / Page | 1356 / 795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 26, 2026 |
| Property Address | 625 BREEZY BAY LN, SUMTER, SC 29150-5331 |
| Document Number | 1356000795 |
| Book / Page | 1356 / 795 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129,987.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 BREEZY BAY LN, SUMTER, SC 29150-5331 |
| Document Number | 1356001469, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 1356/1469 |
| Name | GATEWAY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 1356001021, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 1356/1021 |
| Name | GATEWAY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 625 BREEZY BAY LN, SUMTER, SC 29150-5331 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012662245 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 1266/2245 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 18, 2019 |
| Property Address | 625 BREEZY BAY LN, SUMTER, SC 29150-5331 |
| Document Number | 0012515896 |
| Book / Page | 1251 / 5896 |
| Map Reference | MB PB 2007 PG 453 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,317.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 625 BREEZY BAY LN, SUMTER, SC 29150-5331 |
| Document Number | 0012515902 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 1251/5902 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 11, 2018 |
| Property Address | 625 BREEZY BAY LN, SUMTER, SC 29150-5331 |
| Document Number | 0012451234 |
| Book / Page | 1245 / 1234 |
| Map Reference | MB PBNN2007 PG453 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3154 GIRARD DR, SUMTER, SC 29150-2026 |
| Document Number | 0012451238 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 1245/1238 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 7, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 1, 2017 |
| Property Address | 625 BREEZY BAY LN, SUMTER, SC 29150-5331 |
| Document Number | 0012382850 |
| Book / Page | 001238 / 002850 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1513 SUMTER SC 291511513, SUMTER, SC 29151-1513 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,125.00 (+5.11%) | $16,480 (-) Land $1,520 Building $14,960 | $411,953 (-) Land $38,000 Building $373,953 |
| 2023 | $16,480 (-) Land $1,520 Building $14,960 | $411,953 (-) Land $38,000 Building $373,953 | |
| 2022 | $2,973.00 | $16,480 Land $1,520 Building $14,960 | $411,953 Land $38,000 Building $373,953 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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