625 Bowers Ln, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 625 Bowers Ln, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1986
Lot Size	0.03 acres (1,306 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2016)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172405-0620`

Property Details

APN / Parcel Number

Primary APN	`172405-0620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,201 sqft Living Area
Gross Area	1,547 sqft
1st Floor Area	822 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,306 sqft (0.03 acres)
Garage Type	Attached
Garage Area	238 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	625 BOWERS LN
City	SAINT AUGUSTINE
State	FL
Zip	32080-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14/70 VILLA DEL REY PT OF TRACT B NKA LOT 62 OR4175/1491
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	VILLA DEL REY
Legal Tract	B
Legal Block	1
Legal Lot Number	62
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1041
Census Tract	21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	625 BOWERS LN, SAINT AUGUSTINE, FL 32080-9720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2016 · Amount on Record
Deed Sale	Apr 12, 2016 · Amount on Record
Prior Sale	May 14, 2013 · Amount on Record
Deed Document Number	201622073
Deed Book / Page	4175 / 1491
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	625 BOWERS LN, SAINT AUGUSTINE, FL 32080-9720
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 BOWERS LN, SAINT AUGUSTINE, FL 32080-9720

Mortgage

Document Number	0059041601
Date	Feb 26, 2024
Book Page	5904/1601
Instrument	2024013751

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	625 BOWERS LN, SAINT AUGUSTINE, FL 32080-9720
Document Number	0048831202
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 BOWERS LN ST AUGUSTINE FL 320809720, ST AUGUSTINE, FL 32080-9720

Mortgage

Document Number	0048831202
Date	Feb 14, 2020
Book Page	004883/001202
Instrument	12028

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,074 (+2.7%)	$343,133 (-3.9%) Land $90,000 Building $253,133
2025	$3,848.00 (+8.55%) Homeowner's exemption	$246,421 (+5.99%)	$357,066 (-3.42%) Land $90,000 Building $267,066
2024	$3,545.00 (+7.16%)
2023	$3,308.00 (+1.82%) Homeowner's exemption	$232,501 (+3%)	$369,702 (+12.07%) Land $96,000 Building $273,702
2022	$3,249.00 Homeowner's exemption	$225,729	$329,897 Land $95,200 Building $234,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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