625 Banyan Rd, Edgewood, MD 21040 Property Records

Harford County property record for 625 Banyan Rd, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,160 sqft · built 1963
Lot Size0.197 acres (8,588 sqft)
Owner2 Individual Names on Record
Last Sale$271,000 (Mar 2022)
Tax Bill$2,635 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-108999

Property Details

APN / Parcel Number

Primary APN01-108999
Alternative APNs
  • 1108999
  • 108999

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,160 sqft Total Area
Basement Area825 sqft
Finished Basement825 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleSplit Foyer
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area8,588 sqft (0.197 acres)
Lot Dimensions112 ft deep x 85 ft wide
PorchPorch
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number108999
Street Address625 BANYAN RD
CityEDGEWOOD
StateMD
Zip21040-2704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 317 66/85X112 625 BANYAN ROAD EDGE MEAD S2F PT 11/91
Legal SubdivisionSECTION 2 F EDGEWOOD MEADOWS
Legal Lot Number317,625
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1002
Census Tract301602

Owner

Source: Harford County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address625 BANYAN RD, EDGEWOOD, MD 21040-2704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2017Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
Mar 1, 2022Deed, Transfer · Conventional Mortgage
EQUITY RESOURCES INC
Jun 26, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2022 · Amount on Record
Deed SaleMar 1, 2022 · Amount on Record
Deed Book / Page15389 / 1
Prior Transfer DateMay 20, 2019
Prior Transfer Doc0133270001
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address625 BANYAN RD, EDGEWOOD, MD 21040-2704
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0123250364
DateMay 2, 2017
Book Page12325/0364
Instrument12325-0364
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 15, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMar 1, 2022
Property Address625 BANYAN RD, EDGEWOOD, MD 21040-2704
Document Number0153890001
Book / Page15389 / 1
Map ReferenceMB 11 FO 91
Instrument DateJan 12, 2022
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyKTL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address625 BANYAN RD, EDGEWOOD, MD 21040-2704

Mortgage

Document Number0000153899
DateMar 1, 2022
Instrument15389/9
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2052

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARFORD MD
Recording DateJun 26, 2019
Property Address625 BANYAN RD, EDGEWOOD, MD 21040-2704
Document Number0133270001
Book / Page013327 / 000001
Instrument DateMay 2, 2019
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address625 BANYAN RD EDGEWOOD MD 210402704, EDGEWOOD, MD 21040-2704

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,635.00 (+23.25%)$241,800 (+10.41%)$264,600 (-) Land $52,200 Building $212,400
2025$2,138.00 (+9.7%)$219,000 (+16.78%)$264,600 (+34.86%) Land $52,200 Building $212,400
2023$187,533$196,200 Land $52,200 Building $144,000
2022$1,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1992)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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