625 7th St, Phillips, NE 68865 Property Records

Hamilton County property record for 625 7th St, Phillips, NE 68865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 2022
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on File
Last Sale	$291,000 (May 2023)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3307-27-0-50030-003-0211`

Property Details

APN / Parcel Number

Primary APN	`3307-27-0-50030-003-0211`
Alternative APNs	`3307-00-0-50030-003-0211` `410178771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	1,401 sqft
Basement Area	1,401 sqft
Unfinished Basement	1,401 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,805 sqft (0.271 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	625 7TH ST
City	PHILLIPS
State	NE
Zip	68865-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 7 BLOCK 3 MABON SUB
Legal Range	08
Legal Township	11
Legal Section	27
Legal Subdivision	MABON SUBDIVISION
Legal Block	3
Legal Lot Number	7
Jurisdiction	HAMILTON NE
Township / Civil Division	5
Census Block Group	2
Census Block	2048
Census Tract	969200

Owner

Source: Hamilton County assessment roll, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 198, PHILLIPS, NE 68865-0198
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 1, 2023	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Deed Document Number	2023752
Deed Book / Page	110 / 375
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Recording Date	Apr 14, 2026
Property Address	625 7TH ST, PHILLIPS, NE 68865-2002
Document Number	0000000634
Instrument Date	Apr 8, 2026
Instrument	2026634
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 7TH ST, PHILLIPS, NE 68865-2002

Mortgage

Document Number	0000000634,
Date	Apr 14, 2026
Instrument	2026634

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	May 1, 2023
Property Address	625 7TH ST, PHILLIPS, NE 68865-2002
Document Number	000110/375
Book / Page	110 / 375
Instrument Date	Mar 6, 2023
Instrument	2023-00752
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$654.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202300753
Date	May 1, 2023
Instrument	2023-00753

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Municipality	Phillips Village
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,663.00 (+13.46%)	$257,100 (+57.58%) Land $70,830 Building $186,270	$257,100 (+57.58%) Land $70,830 Building $186,270
2023	$2,347.00	$163,155 Land $63,155 Building $100,000	$163,155 Land $63,155 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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