6246 Smith Rd, Bradford, OH 45308 Property Records

Darke County property record for 6246 Smith Rd, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1900
Lot Size	0.787 acres (34,282 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2023)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A02-0-409-32-00-00-20400`

Property Details

APN / Parcel Number

Primary APN	`A02-0-409-32-00-00-20400`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	640 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	34,282 sqft (0.787 acres)
Porch	Slab
Porch Area	997 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6246 SMITH RD
City	BRADFORD
State	OH
Zip	45308-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE COR W1/2 SE
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2066
Census Tract	540100

Owner

6246 Smith Rd is owned and occupied by an individual who bought it in May 2023.

Source: Darke County records, as of February 27, 2026

Owner of Record	Individual Name on File
Mailing Address	6246 SMITH RD, BRADFORD, OH 45308-9532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 14, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Jun 14, 2017 · Amount on File
Deed Document Number	20232731
Deed Book / Page	562 / 631
Prior Transfer Date	Jun 10, 2017
Prior Transfer Doc	00508/1974
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	May 30, 2023
Property Address	6246 SMITH RD, BRADFORD, OH 45308-9532
Document Number	000562/631
Book / Page	562 / 631
Instrument Date	May 23, 2023
Instrument	202300002731
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6246 SMITH RD, BRADFORD, OH 45308-9532

Mortgage

Document Number	202300002732
Date	May 30, 2023
Instrument	202300002732

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	6246 SMITH RD, BRADFORD, OH 45308-9532
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	551/4938
Date	Oct 28, 2021
Book Page	551/4938
Instrument	202100007730

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	6246 SMITH RD, BRADFORD, OH 45308-9532
Transaction Type	Mortgage
Record Updated	Jul 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	539/1046
Date	Jul 1, 2020
Book Page	539/1046
Instrument	202000004096

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARKE OH
Recording Date	Jun 14, 2017
Property Address	6246 SMITH RD, BRADFORD, OH 45308-9532
Document Number	00508/1974
Book / Page	508 / 1974
Instrument Date	Jun 10, 2017
Instrument	201700003760
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6246 SMITH RD, BRADFORD, OH 45308-9532

Mortgage

Document Number	201700003761
Date	Jun 14, 2017
Instrument	201700003761

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6246 Smith Rd was $2,767 with a homeowner's exemption.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Unified School District	Greenville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 Homeowner's exemption	$78,860 Land $6,460 Building $72,400	$225,330 Land $18,470 Building $206,860
2023	$1,902.00 Homeowner's exemption	$54,260 Land $6,460 Building $47,800	$155,030 Land $18,470 Building $136,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6246 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6246 Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skymesh Fixed Wireless	50 / 10
NKTELCO - Goldstar Fixed Wireless	50 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: altafiber Network Solutions, Brightspeed, Verizon.

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