Lorain County property record for 6246 James Dr, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Owner | Individual Name on Record |
| Last Sale | $428,500 (Dec 2024) |
| Tax Bill | $5,516 (2025) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Aug 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-007-000-354 |
| Primary APN | 02-03-007-000-354 |
|---|
| Year Built | Built 2024 |
|---|
| Street Address | 6246 JAMES DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-4377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY SPRINGS SUB #4 41.89 X 120 |
| Legal Subdivision | SANDY SPRINGS SUB 4 |
| Legal Lot Number | 115 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 97201 |
Source: Lorain County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6246 JAMES DR, LORAIN, OH 44053-4377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 10, 2024 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Aug 26, 2024 | Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on Record |
| Deed Sale | Dec 10, 2024 · Amount on Record |
| Prior Sale | Aug 26, 2024 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 10, 2024 |
| Property Address | 6246 JAMES DR, LORAIN, OH 44053-4377 |
| Document Number | 0000036121 |
| Map Reference | VOL 115 PG 19 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 2024-0036121 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6246 JAMES DR, LORAIN, OH 44053-4377 |
| Document Number | 0000036122 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 2024-0036122 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 26, 2024 |
| Property Address | 6246 JAMES DR, LORAIN, OH 44053-4377 |
| Document Number | 0000024128 |
| Map Reference | VOL 115 PG 19 |
| Instrument Date | Aug 5, 2024 |
| Instrument | 2024-0024128 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272 |
| Mail Care Of | RYAN HOMES |
| Investor | Possibly a Property Investor |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,516.00 | $130,640 (+366.57%) Land $35,000 Building $95,640 | $373,260 (+366.58%) Land $100,000 Building $273,260 |
| 2024 | $28,000 Land $28,000 | $80,000 Land $80,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 48 units insured incl. 46 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Breezeline, Verizon.
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