6245 Windward Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 6245 Windward Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1987
Lot Size	0.253 acres (11,020 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014609-172-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014609-172-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,020 sqft (0.253 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	64 sqft
Deck Area	455 sqft
Patio Area	605 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6245 WINDWARD CT
City	FLEMING ISLAND
State	FL
Zip	32003-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 24 BLK 4 ISLAND FOREST AS REC OR 1927 PG 282 & 3183 PG 2024
Legal Range	26E
Legal Township	05S
Legal Section	37
Legal Subdivision	ISLAND FOREST
Legal Block	4
Legal Lot Number	24
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30701

Owner

Source: Clay County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6245 WINDWARD CT, FLEMING ISLAND, FL 32003-8011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026
Deed Sale	Jul 7, 2026
Prior Sale	Apr 3, 2001 · Amount on Record
Deed Document Number	202633321
Deed Book / Page	5063 / 1238
Prior Transfer Date	Aug 26, 2009
Prior Transfer Doc	0031832024
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 7, 2026
Property Address	6245 WINDWARD CT, FLEMING ISLAND, FL 32003-8011
Document Number	0000033321
Book / Page	5063 / 1238
Instrument Date	Jun 30, 2026
Instrument	202633321
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	TITLE SERVICE, THOMAS C SANTORO TITLE SERVICE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6245 WINDWARD CT, FLEMING ISLAND, FL 32003-8011

Mortgage

Document Number	0000033322,
Date	Jul 7, 2026
Instrument	202633322

Lender

Name	HARRIS TRUST
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Jul 5, 2031

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,217.00 (+7.74%)	$281,222 (+4.4%) Land $50,000 Building $231,222	$281,222 (+4.4%) Land $50,000 Building $231,222
2024	$3,914.00 (-2.9%)
2023	$4,031.00 (+12.1%)	$269,359 (+9.45%) Land $50,000 Building $219,359	$269,359 (+9.45%) Land $50,000 Building $219,359
2022	$3,596.00	$246,096 Land $40,000 Building $206,096	$246,096 Land $40,000 Building $206,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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