6245 Tami Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 6245 Tami Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,450 sqft · built 1952
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Dec 2019)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-0200-017-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0200-017-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,005 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	6245 TAMI WAY
City	CARMICHAEL
State	CA
Zip	95608-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	E 62.5 FT OF W 227.5 FT OF S 160 FT LOT 14 LINCOLN TERRACE
Legal Subdivision	LINCOLN TERRACE
Legal Lot Number	14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	7906

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6245 TAMI WAY, CARMICHAEL, CA 95608-2432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 4, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Book / Page	20191204 / 1166
Prior Transfer Date	May 14, 1998
Prior Transfer Doc	9807000916
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6245 TAMI WAY, CARMICHAEL, CA 95608-2432
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6245 TAMI WAY, CARMICHAEL, CA 95608-2432

Mortgage

Document Number	0000000799
Date	Oct 14, 2025
Instrument	202510140799

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6245 TAMI WAY, CARMICHAEL, CA 95608-2432
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6245 TAMI WAY, CARMICHAEL, CA 95608-2432

Mortgage

Document Number	0000000120
Date	Jun 7, 2021
Instrument	202106070120

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6245 TAMI WAY, CARMICHAEL, CA 95608-2432
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6245 TAMI WAY, CARMICHAEL, CA 95608-2432

Mortgage

Document Number	6070000000120
Date	Jun 7, 2021
Book Page	20210607/120

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 4, 2019
Property Address	6245 TAMI WAY, CARMICHAEL, CA 95608-2432
Document Number	1912041166
Instrument Date	Dec 2, 2019
Instrument	1912041166
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6245 TAMI WAY CARMICHAEL CA 956082432, CARMICHAEL, CA 95608-2432

Mortgage

Document Number	1912041167
Date	Dec 4, 2019
Instrument	1912041167

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,314 (+2%) Land $125,493 Building $292,821
2025	$2,849.00 (+1.24%)	$410,113 (+4.04%) Land $123,033 Building $287,080
2024	$2,814.00 (-0.74%)
2023	$2,835.00 (-1.36%)	$394,189 Land $118,256 Building $275,933
2022	$2,874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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