6245 N Pointe Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 6245 N Pointe Ct, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,064 sqft · built 1997
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$990,000 (Jul 2007)
Tax Bill	$16,858 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-551-05`

Property Details

APN / Parcel Number

Primary APN	`037-551-05`
Alternative APN	`037-551-05-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	3,064 sqft Living Area
Gross Area	3,795 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces
Deck Area	294 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6245 N POINTE CT
City	APTOS
State	CA
Zip	95003-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1365 LOT 5
Legal Subdivision	NORTH POINTE TR #1365
Legal Tract	1365
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2009
Census Tract	122001

Owner

Source: Santa Cruz County records · APN 037-551-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6245 N POINTE CT, APTOS, CA 95003-3145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Correction Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Sep 07, 2017	Loan Modification, Mortgage · Conventional Mortgage HAWK HILL CAPITAL LLC
Sep 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2007 · Amount on Record
Deed Sale	Jul 12, 2007 · Amount on Record
Prior Sale	Aug 01, 1997 · Amount on Record
Deed Document Number	200738191
Last Transfer Date	May 14, 2021
Transfer Doc	0000028331
Record Updated	Sep 20, 2026

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 19, 2021
Property Address	6245 N POINTE CT, APTOS, CA 95003-3145
Document Number	0000028331
Map Reference	VOL 90 PG 12
Instrument Date	May 14, 2021
Instrument	2021-0028331
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6245 N POINTE CT, APTOS, CA 95003-3145

Mortgage

Document Number	0000028332
Date	May 19, 2021
Instrument	2021-0028332

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6245 N POINTE CT, APTOS, CA 95003-3145
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6245 N POINTE CT, APTOS, CA 95003-3145

Mortgage

Document Number	0000048697
Date	Nov 17, 2020
Instrument	2020-0048697

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	6245 N POINTE CT, APTOS, CA 95003-3145
Document Number	0000029870
Instrument Date	Sep 07, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0000029870
Date	Sep 08, 2017
Instrument	29870

Lender

Name	HAWK HILL CAPITAL LLC
Address	4041 SOQUEL DR # A-230, SOQUEL, CA 95073-3105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 07, 2018

Interest

Rate Type	Adjustable Rate
Rate	10%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 13, 2017
Property Address	6245 N POINTE CT, APTOS, CA 95003-3145
Document Number	0000030474
Instrument Date	Aug 25, 2017
Instrument	30474
Transaction Type	Transfer
Record Updated	Oct 02, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6245 N POINTE CT APTOS CA 950033145, APTOS, CA 95003-3145

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,367,416 (+2%) Land $736,885 Building $630,531
2025	$16,858.00 (+7.16%) Homeowner's exemption	$1,340,605 (+4.04%) Land $722,437 Building $618,168
2024	$15,732.00 (+2.2%)
2023	$15,394.00 (+1.14%) Homeowner's exemption	$1,288,547 Land $694,384 Building $594,163	$1,387,710
2022	$15,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 19% of California
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 445 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Etheric Communications, LLC., AT&T, Cruzio Internet, Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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