6245 Macduff Dr, Granite Bay, CA 95746 Property Records

Placer County property record for 6245 Macduff Dr, Granite Bay, CA 95746

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,375 sqft · built 1978
Lot Size0.752 acres (32,773 sqft)
OwnerIndividual Name on Record
Last Sale$1,415,000 (Mar 2026)
Tax Bill$9,222 (2025)
Deeds & MortgagesMar 2026 Sale
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN050-121-016-000

Property Details

APN / Parcel Number

Primary APN050-121-016-000
Alternative APN
  • 050-121-016

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,375 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCape Cod
Construction TypeFrame
Lot Area32,773 sqft (0.752 acres)
Garage Area1,030 sqft
Parking Spaces4 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6245 MACDUFF DR
CityGRANITE BAY
StateCA
Zip95746-9626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSAGB40
Legal DescriptionLOT 44 FOLSOM LAKE ESTATES #2A MOR BK K PG 60
Legal SubdivisionFOLSOM LAKE ESTATES
Legal Lot Number44
JurisdictionPLACER CA
Township / Civil DivisionROCKLIN
Census Block Group2
Census Block2011
Census Tract20605

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2143, GRANITE BAY, CA 95746-2143
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Grant Deed, Transfer
CHICAGO TITLE COMPANY
Jan 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2026 · Amount on Record
Deed SaleMar 12, 2026 · Amount on Record
Prior SaleJun 14, 2013 · Amount on Record
Deed Document Number202613568
Prior Transfer DateNov 3, 2014
Prior Transfer Doc0000079181
Record UpdatedOct 29, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateMar 12, 2026
Property Address6245 MACDUFF DR, GRANITE BAY, CA 95746-9626
Document Number0000013568
Map ReferenceMB K PG 60
Instrument DateMar 9, 2026
Instrument2026-0013568
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2143, GRANITE BAY, CA 95746-2143

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address6245 MACDUFF DR, GRANITE BAY, CA 95746-9626
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyCHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressEDINBURG

Mortgage

Document Number0000003198
DateJan 14, 2020
Instrument2020-0003198
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address6245 MACDUFF DR, GRANITE BAY, CA 95746-9626
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6245 MACDUFF DR, ROSEVILLE, CA 95746-9626

Mortgage

Document Number0000109600
DateAug 30, 2021
Instrument2021-0109600
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Elementary School DistrictEureka Union Elementary School District (KG - 08)
Secondary School DistrictRoseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$835,265 (+2%) Land $188,401 Building $646,864
2025$9,222.00 (+1.4%)$818,888 (+4.04%) Land $184,707 Building $634,181
2024$9,095.00 (+1.9%)
2023$8,925.00 (-0.34%)$787,092 Land $177,536 Building $609,556
2022$8,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims5 (1995–2022)
Claims Outside the SFHA4 of 5
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JUAN WATER DISTRICT
serves 29,738 people · EPA ID CA3410021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber · Cable in parts of the area
1,500 / 1,500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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