Santa Rosa County property record for 6245 Ladera Trl, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,936 sqft · built 2018 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,900 (Apr 2018) |
| Tax Bill | $1,575 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-2N-30-0077-00B00-0030 |
| Primary APN | 23-2N-30-0077-00B00-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,936 sqft Heated Area |
| Gross Area | 2,621 sqft |
| 1st Floor Area | 2,376 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 1,250 ft deep x 410 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 232N30007700B000030 |
|---|---|
| Street Address | 6245 LADERA TRL |
| City | PACE |
| State | FL |
| Zip | 32571-6781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ASHLEY PLANTATION PHASE 1 LOT 3 BLK B AS DES IN OR 3720 PG 218 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10302 |
Source: Santa Rosa County records · APN 23-2N-30-0077-00B00-0030
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6245 LADERA TRL, PACE, FL 32571-6781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 04, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 19, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on Record |
| Deed Sale | Apr 19, 2018 · Amount on Record |
| Deed Document Number | 0003720218 |
| Deed Book / Page | 3720 / 218 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6245 LADERA TRL, PACE, FL 32571-6781 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6245 LADERA TRL, PACE, FL 32571-6781 |
| Document Number | 0042401190 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 4240/1190 |
| Instrument | 202206094 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6245 LADERA TRL, PACE, FL 32571-6781 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6245 LADERA TRL, PACE, FL 32571-6781 |
| Document Number | 0045680199 |
|---|---|
| Date | Dec 04, 2024 |
| Book Page | 4568/199 |
| Instrument | 202454328 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6245 LADERA TRL, PACE, FL 32571-6781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039321307 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 3932/1307 |
| Instrument | 202014676 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 19, 2018 |
| Property Address | 6245 LADERA TRL, PACE, FL 32571-6781 |
| Document Number | 0037200218 |
| Book / Page | 3720 / 0218 |
| Map Reference | MB10 PG96 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 201815473 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,427.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 DR, 25366, DAPHNE, AL 36526 |
| Name | Verified Name |
|---|---|
| Address | 6245 LAERA TRL, MILTON, FL 32571-6781 |
| Document Number | 0201815474 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 201815474 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,575.00 (+9.15%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $183,451 (+3%) | $293,190 (+0.87%) Land $45,000 Building $248,190 |
| 2023 | $1,443.00 (+1.83%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $178,108 (+4.55%) | $290,650 (+7.03%) Land $45,000 Building $245,650 |
| 2022 | $1,417.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $170,349 | $271,571 Land $31,000 Building $240,571 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 88 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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