6245 Hawthorne Rd, La Plata, MD 20646 Property Records

Charles County property record for 6245 Hawthorne Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,525 sqft · built 1978
Lot Size	9.06 acres (395,089 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Jul 2018)
Tax Bill	$12,577 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-011426`

Property Details

APN / Parcel Number

Primary APN	`10-011426`
Alternative APN	`011426`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,525 sqft Living Area
1st Floor Area	1,010 sqft
Basement Area	1,010 sqft
Finished Basement	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	395,089 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011426
Street Address	6245 HAWTHORNE RD
City	LA PLATA
State	MD
Zip	20646-5734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	P/O LOT 13 SEC 2 RETIREMENT SUB
Legal Subdivision	RETIREMENT SUB
Legal Block	1
Legal Lot Number	13
Jurisdiction	CHARLES MD
Township / Civil Division	10, MARBURY
Census Block Group	1
Census Block	1005
Census Tract	850600

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6245 HAWTHORNE RD, LA PLATA, MD 20646-5734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit TIAA FSB
Jul 31, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Dec 19, 2011 · Amount on Record
Deed Book / Page	10345 / 166
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	Aug 28, 2026
Property Address	6245 HAWTHORNE RD, LA PLATA, MD 20646-5734
Document Number	1419000187
Book / Page	14194 / 187
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1419000187,
Date	Aug 28, 2026
Book Page	14194/187

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6245 HAWTHORNE RD, LA PLATA, MD 20646-5734
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SPRUCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123940418
Date	Feb 15, 2022
Book Page	12394/418

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6245 HAWTHORNE RD, LA PLATA, MD 20646-5734
Document Number	0108890402
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6245 HAWTHORNE RD LA PLATA MD 206465734, LA PLATA, MD 20646-5734

Mortgage

Document Number	0108890402
Date	Nov 25, 2019
Book Page	010889/000402

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 31, 2018
Property Address	6245 HAWTHORNE RD, LA PLATA, MD 20646-5734
Document Number	0103450166
Book / Page	10345 / 166
Instrument Date	Jul 2, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6245 HAWTHORNE RD, LA PLATA, MD 20646-5734

Mortgage

Document Number	0010345173
Date	Jul 31, 2018
Instrument	10345/173

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,467 (+18.08%)	$573,000 (+15.25%) Land $143,200 Building $429,800
2025	$12,577.00 (+145.26%)
2023	$5,128.00 Homeowner's exemption	$442,467	$497,200 Land $123,200 Building $374,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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