6245 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 6245 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,162 sqft · built 2007
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on Record
Tax Bill	$19,492 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`572689 96.43-1-3`

Property Details

APN / Parcel Number

Primary APN	`572689 96.43-1-3`
Alternative APNs	`268909604300010030000000` `572689 96.43-1-3.1` `0142-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	1,460 sqft
Upper Floors Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Stone
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	1 ft deep x 110 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,852 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	574 sqft
Patio Area	128 sqft
Boat Access	Boat Access
Boat House	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0142-000
Street Address	6245 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	3.001
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	5
Census Block	5011
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7058 HIGH MDWS, ELLICOTTVILLE, NY 14731
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit M & T BANK
Apr 4, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 5, 2018
Transfer Doc	0DE735/136
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	6245 E BLUFF DR, PENN YAN, NY 14527-9073
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00DA4141/3
Date	Jul 15, 2020
Book Page	DA 4141/3
Instrument	2020-00001669

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	6245 E BLUFF DR, PENN YAN, NY 14527-9073
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1165/191
Date	Jul 15, 2020
Book Page	MT 1165/191
Instrument	2020-00001668

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	6245 E BLUFF DR, PENN YAN, NY 14527-9073
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020229874
Date	Oct 11, 2022
Instrument	2022-9874

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YATES NY
Recording Date	Apr 4, 2018
Property Address	6245 E BLUFF DR, PENN YAN, NY 14527-9073
Document Number	0DE735/136
Book / Page	DE 735 / 136
Instrument Date	Jan 5, 2018
Instrument	2018-00000829
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 MAINS T404, BUFFALO, NY 14202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 MAIN ST APT 404, 404, BUFFALO, NY 14202-2515

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,492.00 (+28.19%)	$1,357,700 (+39.25%) Land $448,900 Building $908,800	$1,444,362 (+25.92%) Land $477,553 Building $966,809
2023		$975,000 Land $371,000 Building $604,000	$1,147,059 Land $436,471 Building $710,588
2020	$15,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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