Cherokee County property record for 6244 Co Rd 48, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1965 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Jun 2021) |
| Tax Bill | $423 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage Jul 2021 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-04-20-0-000-008.000 |
| Primary APN | 13-09-04-20-0-000-008.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Type | Carport |
| Garage Area | 189 sqft |
| Carport | Carport |
| Carport Area | 189 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 189 sqft |
| Utility Building | 112 sqft |
| Account Number | 212450 |
|---|---|
| Street Address | 6244 COUNTY ROAD 48 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-4125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SE COR NW/4-SE/4-, N 120 TO S R/W CO RD 48, W 250' ALGSD RD R/W, S 120', E 570' TO POB |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 20 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 955802 |
6244 Co Rd 48 is owned and occupied by two individuals who acquired it in June 2021.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Jul 2, 2021 | Warranty Deed, Transfer |
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY HOME LOAN INC |
| Jun 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 17, 2017 | Survivorship Deed, Transfer |
| Jan 17, 2017 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK |
| Jan 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | Jan 17, 2017 · Amount on File |
| Deed Document Number | 2021218771 |
| Last Transfer Date | Jun 28, 2021 |
| Transfer Doc | 0000219081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000205/457 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 205/457 |
| Instrument | 205457 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 29, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jul 2, 2021 |
| Property Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Number | 0000219081 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 219081 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1002 GAULT AVENUE, FORT PAYNE, AL 35967 |
| Name | Verified Name |
|---|---|
| Address | 937 GAULT AVE N, FORT PAYNE, AL 35967-2838 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 15, 2021 |
| Property Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Number | 0000218771 |
| Map Reference | PB 8 PG 20 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 218771 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Number | 0000218772 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 218772 |
| Name | FIRST EQUITY HOME LOAN INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 15, 2021 |
| Property Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Number | 0000218770 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 218770 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jan 17, 2017 |
| Property Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Number | 0000196379 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 0196379 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jan 17, 2017 |
| Property Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Number | 0000196373 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 0196373 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 944 COUNTY ROAD 112, CENTRE, AL 35960-7009 |
| Name | Verified Name |
|---|---|
| Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Number | 0000196380 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 0196380 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jan 17, 2017 |
| Property Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Document Number | 0000196376 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 0196376 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
| Name | Verified Name |
|---|---|
| Address | 6244 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4125 |
The 2026 property tax bill for 6244 Co Rd 48 was $423, up 7.4% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423.00 (+7.36%) | ||
| 2025 | $394.00 (+1.29%) | $1,400 (+11.11%) Land $1,200 Building $200 | $118,800 (+1.28%) Land $12,000 Building $106,800 |
| 2024 | $389.00 Additional exemption filed | $1,260 (-89.27%) Land $1,060 Building $200 | $117,300 (-) Land $10,500 Building $106,800 |
| 2023 | $389.00 Additional exemption filed | $11,740 (+831.75%) | $117,300 (-) Land $10,500 Building $106,800 |
| 2022 | $389.00 Additional exemption filed | $1,260 Land $1,060 Building $200 | $117,300 Land $10,500 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6244 Co Rd 48 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6244 Co Rd 48 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 83% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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