6243 Monticello St, Santee, CA 92071 Property Records

San Diego County property record for 6243 Monticello St, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,003 sqft · built 2013
Lot Size	0.25 acres (10,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Nov 2013)
Tax Bill	$10,783 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385-438-02-00`

Property Details

APN / Parcel Number

Primary APN	`385-438-02-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,003 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	10,878 sqft (0.25 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6243 MONTICELLO ST
City	SANTEE
State	CA
Zip	92071-5669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 86 TR 015647
Legal Subdivision	2004-08 SKY RANCH
Legal Tract	015647
Legal Block	3
Legal Lot Number	86
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	16704

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6243 MONTICELLO ST, SANTEE, CA 92071-5669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on Record
Deed Sale	Nov 5, 2013 · Amount on Record
Prior Sale	Jun 20, 2013 · Amount on Record
Deed Document Number	2013659887
Last Transfer Date	Oct 2, 2014
Transfer Doc	0000434342
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6243 MONTICELLO ST, SANTEE, CA 92071-5669
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6243 MONTICELLO ST, SANTEE, CA 92071-5669

Mortgage

Document Number	0000233912
Date	Aug 28, 2023
Instrument	2023-0233912

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6243 MONTICELLO ST, SANTEE, CA 92071-5669
Document Number	0000026343
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6243 MONTICELLO ST SANTEE CA 920715669, SANTEE, CA 92071-5669

Mortgage

Document Number	0000026343
Date	Jan 17, 2020
Instrument	26343

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$931,698 (+2%) Land $359,054 Building $572,644
2025	$10,783.00 (+4.33%) Homeowner's exemption	$913,430 (+4.04%) Land $352,014 Building $561,416
2023	$10,335.00 (+0.84%) Homeowner's exemption	$877,962 Land $338,346 Building $539,616
2022	$10,249.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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