Black Hawk County property record for 6243 Heath St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,792 sqft · built 2006 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2020) |
| Tax Bill | $3,858 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Apr 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 9013-23-426-008 |
| Primary APN | 9013-23-426-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Unfinished Basement | 1,792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 264 sqft |
| Patio Area | 408 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6243 HEATH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORROW HEIGHTS FIRST SUBDIV LOT 13 BLK 2 |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 23 |
| Legal Subdivision | MORROW HEIGHTS FIRST SUBDIV |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 2604 |
6243 Heath St is owned and occupied by an individual who acquired it in January 2021.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6243 HEATH ST, WATERLOO, IA 50703-9668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANKIOWA |
| Apr 29, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on File |
| Deed Sale | Jun 2, 2020 · Amount on File |
| Deed Document Number | 202021137 |
| Last Transfer Date | Jan 4, 2021 |
| Transfer Doc | 0000014119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 2, 2020 |
| Property Address | 6243 HEATH ST, WATERLOO, IA 50703-9668 |
| Document Number | 202000021137 |
| Instrument Date | May 28, 2020 |
| Instrument | 202000021137 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACKHAWK CNTY ABSTRACT & TT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6243 HEATH ST, WATERLOO, IA 50703-9668 |
| Document Number | 202000021138 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 202000021138 |
| Name | BANKIOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 29, 2020 |
| Property Address | 6243 HEATH ST, WATERLOO, IA 50703-9668 |
| Document Number | 202000018816 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 202000018816 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6207 HEATH ST, WATERLOO, IA 50703-9668 |
The 2025 property tax bill for 6243 Heath St was $3,858 with a homeowner's exemption, up 6.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Denver Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,858.00 (+6.57%) Homeowner's exemption | $327,370 Land $48,920 Building $278,450 | $327,370 Land $48,920 Building $278,450 |
| 2024 | $3,620.00 | ||
| 2023 | $285,660 (+18.83%) Land $40,760 Building $244,900 | $285,660 Land $40,760 Building $244,900 | |
| 2022 | $3,516.00 Homeowner's exemption | $240,390 Land $32,610 Building $207,780 | |
| 2021 | $240,390 Land $32,610 Building $207,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6243 Heath St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6243 Heath St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL | 140 / 20 |
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