Whatcom County property record for 6240 Ryan Dr, Ferndale, WA 98248 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1996 |
| Lot Size | 0.316 acres (13,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Feb 2018) |
| Tax Bill | $3,922 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 549341 |
| Primary APN | 549341 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,795 sqft (0.316 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 293 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 549341 |
|---|---|
| Street Address | 6240 RYAN DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RYANS GLEN LOT 10 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 18 |
| Legal Subdivision | RYANS GLEN |
| Legal Lot Number | 10 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10505 |
Source: Whatcom County records · APN 549341
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6240 RYAN DR, FERNDALE, WA 98248-8774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHATCOM EDUCATIONAL CU |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2018 · Amount on Record |
| Deed Sale | Feb 26, 2018 · Amount on Record |
| Prior Sale | Dec 31, 2002 · Amount on Record |
| Deed Document Number | 2018-0202456 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6240 RYAN DR, FERNDALE, WA 98248-8774 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000801392 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-0801392 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6240 RYAN DR, FERNDALE, WA 98248-8774 |
| Document Number | 2191004253 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6240 RYAN DR FERNDALE WA 982488774, FERNDALE, WA 98248-8774 |
| Document Number | 2191004253 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 1004253 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 26, 2018 |
| Property Address | 6240 RYAN DR, FERNDALE, WA 98248-8774 |
| Document Number | 2180202456 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 202456 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,057.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8811 NE 189TH PL BOTHELL WA 980112846, BOTHELL, WA 98011-2846 |
| Document Number | 2180202457 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 202457 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2048 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,922.00 (+44.35%) | $523,586 (+43.61%) Land $244,440 Building $279,146 | $523,586 (+43.61%) Land $244,440 Building $279,146 |
| 2022 | $364,601 Land $121,719 Building $242,882 | $364,601 Land $121,719 Building $242,882 | |
| 2021 | $2,717.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Northwest Fiber, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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