6240 Cabot Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 6240 Cabot Ct, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,250 sqft · built 1984
Lot Size	0.033 acres (1,437 sqft)
Owner	Trust Name on Record
Last Sale	$640,000 (Apr 2020)
Tax Bill	$9,496 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`037-371-06`

Property Details

APN / Parcel Number

Primary APN	`037-371-06`
Alternative APN	`037-371-06-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,250 sqft Living Area
Gross Area	1,670 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,437 sqft (0.033 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6240 CABOT CT
City	APTOS
State	CA
Zip	95003-3180
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-3
Legal Description	TRACT 846 LOT 38
Legal Subdivision	WILLOWBROOK VILLAGE
Legal Tract	846
Legal Lot Number	38
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1008
Census Tract	122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	410 6TH AVE, SANTA CRUZ, CA 95062-3907
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 17, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	202013171
Prior Transfer Date	Aug 24, 2016
Prior Transfer Doc	0000032195
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6240 CABOT CT, APTOS, CA 95003-3180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002153
Date	Jan 21, 2020
Instrument	2020-0002153

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 17, 2020
Property Address	6240 CABOT CT, APTOS, CA 95003-3180
Document Number	0000013171
Instrument Date	Apr 14, 2020
Instrument	13171
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	410 6TH AVE SANTA CRUZ CA 950623907, SANTA CRUZ, CA 95062-3907

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,932 (+2%) Land $490,828 Building $223,104
2025	$9,496.00 (+7.54%)	$699,933 (+4.04%) Land $481,204 Building $218,729
2024	$8,830.00 (+2.39%)
2023	$8,624.00 (+1.38%)	$672,755 Land $462,519 Building $210,236	$670,680
2022	$8,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

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