6240 Benoit Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6240 Benoit Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,637 sqft · built 2003
Lot Size	4.36 acres (189,922 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2013)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-14-028-3028-100`

Property Details

APN / Parcel Number

Primary APN	`74-14-028-3028-100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,637 sqft Living Area
1st Floor Area	2,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	189,922 sqft (4.36 acres)
Lot Dimensions	1,237 ft deep x 150 ft wide
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6240 BENOIT RD
City	CLAY
State	MI
Zip	48001-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG N 89D 30M 53S E 181.48' FROM S 1/4 COR, TH N 89D 30M 53S E 150', TH N 0D 30M 22S E 1270.51', TH S 87D 17M 5S W 150.22', TH S 0D 30M 22S W 1264.65' TO BEG SECTION 28 T3N R16E 4.36 A
Legal Range	16E
Legal Township	03N
Legal Section	28
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4012
Census Tract	646000

Owner

Source: St. Clair County records · APN 74-14-028-3028-100

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6240 BENOIT RD, CLAY, MI 48001-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN
Jun 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2013 · Amount on Record
Deed Sale	Nov 08, 2013 · Amount on Record
Deed Document Number	201330724
Deed Book / Page	4459 / 305
Prior Transfer Date	Oct 05, 2012
Prior Transfer Doc	0000119427
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6240 BENOIT RD, CLAY, MI 48001-3304
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6240 BENOIT RD, CLAY, MI 48001-3304

Mortgage

Document Number	0005860658
Date	Oct 13, 2025
Book Page	5860/658
Instrument	2025019466

Lender

Name	FIFTH THIRD BANK EASTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 19, 2020
Property Address	6240 BENOIT RD, CLAY, MI 48001-3304
Document Number	0052010738
Book / Page	005201 / 000738
Instrument Date	Oct 05, 2012
Transaction Type	Transfer
Record Updated	Jul 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6240 BENOIT RD CLAY MI 480013304, CLAY, MI 48001-3304

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 (-42.53%) Homeowner's exemption	$243,500 (+22.42%)
2024	$4,228.00 (+8.66%)		$487,000 (+22.42%)
2023		$198,900
2022	$3,891.00		$397,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476460004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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