624 Watson School Rd, Leitchfield, KY 42754 Property Records

Grayson County property record for 624 Watson School Rd, Leitchfield, KY 42754

Property Summary

Property Type	Single Family Home
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,000 (Jan 2026)
Tax Bill	$802 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOGWOOD-013.0J`

Property Details

APN / Parcel Number

Primary APN	`DOGWOOD-013.0J`
Alternative APN	`155936`

Exterior

Lot Area	30,056 sqft (0.69 acres)

Location & Zoning

Account Number	155936
Street Address	624 WATSON SCHOOL RD
City	LEITCHFIELD
State	KY
Zip	42754-7744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.69 AC & H & G
Legal Subdivision	DOGWOOD
Legal Lot Number	13
Jurisdiction	GRAYSON KY
Township / Civil Division	LEITCHFIELD
Census Block Group	3
Census Block	3023
Census Tract	950402

Owner

Source: Grayson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 WRIGHT CLARK CEMETERY LN, CECILIA, KY 42724-8508
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed of Trust, Mortgage · Commercial Mortgage WILSON & MUIR BANK & TRUST CO
Jan 6, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Book / Page	547 / 6
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON KY
Property Address	624 WATSON SCHOOL RD, LEITCHFIELD, KY 42754-7744
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 WATSON SCHOOL RD, LEITCHFIELD, KY 42754-7744

Mortgage

Document Number	00M29X/729
Date	Jul 18, 2025
Book Page	M29-X/729
Instrument	1768609

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	LEITCHFIELD, KY 42755

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 18, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON KY
Recording Date	Jan 6, 2026
Property Address	624 WATSON SCHOOL RD, LEITCHFIELD, KY 42754-7744
Document Number	0000D547/6
Book / Page	D547 / 6
Instrument Date	Jan 2, 2026
Instrument	1777169
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 MERCER BEND RD, LEITCHFIELD, KY 42754-6639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 WRIGHT CLARK CEMETERY LN, CECILIA, KY 42724-8508

Mortgage

Document Number	0001777173
Date	Jan 6, 2026
Instrument	1777173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Grayson County
Unified School District	Grayson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,300 (-) Land $10,000 Building $70,300	$80,300 (-) Land $10,000 Building $70,300
2025	$802.00 (-2.91%)	$80,300 (-) Land $10,000 Building $70,300	$80,300 (-) Land $10,000 Building $70,300
2023	$826.00	$80,300 Land $10,000 Building $70,300	$80,300 Land $10,000 Building $70,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 19, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEITCHFIELD WATER WORKS serves 8,438 people · EPA ID KY0430244
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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