St. Charles County property record for 624 Walter Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1961 |
| Lot Size | 0.242 acres (10,557 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,784 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090110A000 |
| Primary APN | 090110A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,944 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,557 sqft (0.242 acres) |
| Lot Dimensions | 69 ft deep x 153 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 392 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 090110A000 |
|---|---|
| Street Address | 624 WALTER PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SUNNYBROOK PK #1 LOT 5 |
| Legal Subdivision | SUNNYBROOK PK #1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 310601 |
624 Walter Pl is owned and occupied by an individual who acquired it in August 2023.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 28, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 3, 2023 | Intrafamily Transfer, Transfer |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 |
| Deed Sale | Aug 3, 2023 |
| Deed Document Number | 202331088 |
| Prior Transfer Date | Jul 31, 2023 |
| Prior Transfer Doc | 0000031088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Document Number | 0000051246 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025R-051246 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Document Number | 0000034836 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023R-034836 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 3, 2023 |
| Property Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Document Number | 0000031088 |
| Map Reference | MB 7 PG 68&69 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023R-031088 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Name | Verified Name |
|---|---|
| Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 624 WALTER PL, SAINT CHARLES, MO 63301-4861 |
| Document Number | 2021R024047 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021R-024047 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,365 (-) | $249,288 (-) Land $60,000 Building $189,288 | |
| 2025 | $47,365 | $249,288 Land $60,000 Building $189,288 | |
| 2024 | $2,784.00 | ||
| 2023 | $43,295 (+22.76%) | ||
| 2022 | $2,430.00 | $35,267 | $227,869 (+22.76%) Land $60,000 Building $167,869 |
| 2021 | $185,617 Land $50,000 Building $135,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 624 Walter Pl in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1981–1990) |
| Most Recent Claim | May 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 624 Walter Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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